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About Our Ratings
Credit Needed
Excellent

HSBC Platinum MasterCard® Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
13.24%, 17.24% or 23.24% (Variable) 
Annual Fee
None

This card compared to other travel rewards cards

Points or Miles
5% Earnings for $5k and 2% after
2X miles on all purchases
Bonus Miles or Points
Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
Purchase APR
13.24%, 17.24% or 23.24% (Variable) 
13.15% - 23.15% (V) (V)
16.24%, 20.24% or 23.24% Variable 
Annual Fee
None
$0
$89-Waived first year
Rates and Fees
CardRatings.com Editorial Staff

HSBC Platinum MasterCard® details

Balance Transfer Intro APR:
0% Introductory APR will apply for the first 18 months
Balance Transfer Intro Period:
APR:
18 months
Balance Transfer Fee:
Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check.
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.74%, 13.74% or 19.74%
 9.74%, 13.74% or 19.74%
 21.74%
APR:
  13.24%, 17.24% or 23.24% (Variable)
 13.24%, 17.24% or 23.24% (Variable)
 25.24% (Variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% Introductory APR will apply for the first 18 months from Account opening
 0% Introductory APR will apply for the first 18 months
 N/A
Intro Period:
 18 months
 18 months
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 30.24% (Variable); If the Penalty APR is applied, it will apply for at least 6 months and may apply indefinitely.
Default/Penalty Margin:
 26.74%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Your APRs may increase to the Penalty APR if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check.  


Notes:

Rebate Description:
 N/A
Special Notes:
 Returned Payment Fee: Up to $25
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
 One HSBC Center
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Travel Rewards
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good
Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
Credit Needed:
Excellent/Good