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About Our Ratings
Credit Needed
Excellent

HSBC MasterCard BusinessCard® Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
13.49% (variable) 

This card compared to other cash back cards

Card Name
HSBC MasterCard BusinessCard® Card
Cashback on Gas
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% When You Buy, 1% As You Pay
1%
Purchase APR
13.49% (variable) 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

HSBC MasterCard BusinessCard® Card details

Balance Transfer Intro APR:
0% APR for 6 months from Account opening
Balance Transfer Intro Period:
6 months
Purchase Intro:
APR:
0% APR for 6 months from Account opening
Period:
6 months
Purchase APR:
13.49% (variable)
Annual Fee:
$0; or $25 if you elect to participate in the BusinessCard Rewards Program Fee
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 9.99%
 17.99%
 17.99%
APR:
  13.49% (variable)
 21.49% (variable)
 21.49% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% APR for 6 months from Account opening
 0% APR for 6 months from Account opening
 0% APR for 6 months from Account opening
Intro Period:
 6 months
 6 months
 6 months


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 $0; or $25 if you elect to participate in the BusinessCard Rewards Program Fee
Foreign Transaction Fee:
 N/A
Late Fee:
 $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $5 or 3% on each transaction, whichever is greater; $50 maximum  


Notes:

Rebate Description:
 Optional BusinessCard Rewards Program: $25 annual fee. Points can be redeemed for air travel, sports experiences and gift cards to restaurants, retailers and cruises.
Special Notes:
 Returned Payment Fee: $20. Dishonored Line of Credit Check Fee: $35.
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
 One HSBC Center
Card Type:
 MasterCard
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $0 min.
Maximum Credit Limit:
 $25000 max.
Credit Limit Notes:
 

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good