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Hilton HHonors® Surpass℠ Card from American Express Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
15.24% - 19.24% Variable 
Annual Fee

This card compared to other travel cards

Card Name
Hilton HHonors® Surpass℠ Card from American Express
Points or Miles
2X cash back rewards on purchases for gas, groceries and utilities; 1X cash back rewards on all other purchases. Cash back rewards are earned as points which can be redeemed for rewards such as cash back statement credits and gift cards.
Bonus Miles or Points
25,000 Aeroplan Miles when you spend $1,000 on net purchases during the first 3 billing cycles after account opening*
Purchase APR
15.24% - 19.24% Variable 
See terms (Fixed)
24.99%* Variable 
Annual Fee
$0 annual fee your first year, just $95 each year thereafter*
This card is best for consumers with excellent who travel frequently and stay at Hilton Hotels.
CardRatings.com Editorial Staff

Hilton HHonors® Surpass℠ Card from American Express details

Balance Transfer Intro APR:
Balance Transfer Intro Period:
Balance Transfer Fee:
3% ($5 min. )
Annual Fee:

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  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
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