Preferred Benefits: $10 Payback Reward for every $250 you spend. $10 Birthday Reward. Christmas Reward. Two Personal Sale Days each year. Advance Notice of Sales. Exclusive Money Saving Coupons 6x's per year. Platinum Benefits: All Preferred Benefits, plus: free gift wrap all year long,
free shipping on special orders & online purchases, Exclusive Money Saving Coupons 12x's per year. $20 Birthday Reward ($10 Preferred Reward + additional $10 for being Platinum).
Retail store credit card. To apply you must be at least 18 years of age, have a valid government-issued photo ID, and have a U.S. Social Security Number. Returned Payment Fee: Up to $30.