Gold Delta SkyMiles® Business Credit Card from American Express OPEN
- This card is best for small business owners with very good credit that do not revolve a balance and who travel frequently on Delta.
- Intro APR
- Regular APR
- 15.24% - 19.24%
- Intro APR Period
- N/A
- Credit Score
Good
- Card Category
- Airlines, Business, Delta, Miles/Points, Reward
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldHere is a great card for small business owners who fly a great deal on Delta. It has a great initial bonus mile offer with qualifying purchases. Although there is no annual fee in the first year, a downside in subsequent years is a $95 annual fee. This card requires a very good credit history. Penalty rates can be high.
Gold Delta SkyMiles® Business Credit Card from American Express OPEN Details
Card Issued By:
American Express
General Correspondence Address:
200 Vesey Street New York NY 10285
Card Type:
American Express
Card Class:
Gold
Card Category:
Airlines, Business, Delta, Miles/Points, Reward
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
N/A
Prime
Margin:
11.99 - 15.99
N/A
17.99
Standard APR:
15.24% - 19.24%
N/A
21.24% Variable
Standard APR Floor:
N/A
N/A
N/A
Introductory Rate:
N/A
N/A
Introductory Period:
N/A
N/A
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
27.24% Variable.
Default/Penalty Margin:
23.99
Default/Penalty APR Floor:
Maximum Default APR:
27.24%
Penalty/Default Trigger:
Penalty APR will vary with the market based on the Prime Rate. This APR will apply to your account if: you make 2 or more late payments in a 12-month period; you go over your credit limit 3 times in a 12-month period; or you make a payment that is returned.
Credit Card Fee Information
Annual Fee:
$95 $0 intro annual fee for the first year, then $95
Foreign Transaction Fee:
2.70%
Late Fee:
Up to $35 max.
Over-the-limit Fee:
N/A
Balance Transfer Fee:
Cash Advance Fee:
3% ($5 min. ). whichever is greater
Rebates/Notes
Rebate Description:
Earn 30,000 miles when you spend $500 in 3 months
Special Notes:
Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening.
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