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About Our Ratings
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GM Flexible Earnings Review

GM Flexible Earnings details

Balance Transfer Intro APR:
0.00%
Balance Transfer Intro Period:
APR:
12 months
Balance Transfer Fee:
3% ($15 min. )

See Special Notes

Annual Fee:
$0
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.74
 10.74
 21.65
APR:
  13.99% - 22.90% Variable
 13.99% Variable
 24.90% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0.00%
 N/A
Intro Period:
 12 months
 12 months
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 30.99% Variable
Default/Penalty Margin:
 27.74
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 $0
Foreign Transaction Fee:
 3%
Late Fee:
 Up to - $35
Over-the-limit Fee:
 Up to $25
Balance Transfer Fee:
3% ($15 min. )(See Special Notes)  


Notes:

Rebate Description:
 Choose your own Rewards- 3% GM Vehicle Earnings on purchases toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle, up to its Redemption Allowance; or 1% Cash Back in $100 increments.
Special Notes:
 Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater, on each balance transfer that posts to your Account for the first 12 months. After that, either $15 or 3% of the amount of each transfer, whichever is greater. Cash Advance fee is either $15 or 3% of the amount of each transfer, whichever is greater. Grace Period: Due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
 One HSBC Center
Card Type:
 MasterCard
Card Class:
 Signature
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Miles/Points, Reward
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 

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