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Credit Needed
None

GM Flexible Earnings Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
13.99% - 22.90% Variable 

This card compared to other cash back cards

Cashback on Gas
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% When You Buy, 1% As You Pay
1%
Purchase APR
13.99% - 22.90% Variable 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

GM Flexible Earnings details

Balance Transfer Intro APR:
0.00%
Balance Transfer Intro Period:
12 months
Purchase Intro:
APR:
0%
Period:
12 months
Purchase APR:
13.99% - 22.90% Variable
Annual Fee:
$0
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.74
 10.74
 21.65
APR:
  13.99% - 22.90% Variable
 13.99% Variable
 24.90% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0.00%
 N/A
Intro Period:
 12 months
 12 months
 N/A


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 30.99% Variable
Default/Penalty Margin:
 27.74
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 The Penalty APR may be applied to your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 $0
Foreign Transaction Fee:
 3%
Late Fee:
 Up to $35
Over-the-limit Fee:
 Up to $25
Balance Transfer Fee:
3% ($15 min. )  


Notes:

Rebate Description:
 Choose your own Rewards- 3% GM Vehicle Earnings on purchases toward an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle, up to its Redemption Allowance; or 1% Cash Back in $100 increments.
Special Notes:
 Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater, on each balance transfer that posts to your Account for the first 12 months. After that, either $15 or 3% of the amount of each transfer, whichever is greater. Cash Advance fee is either $15 or 3% of the amount of each transfer, whichever is greater. Grace Period: Due date is at least 23 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay your entire balance by the due date each month.
Credit Card More Information:

Card Issued By:
 HSBC Bank
General Correspondence Address:
 One HSBC Center
Card Type:
 MasterCard
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.

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Apply online for Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Credit Needed:
Excellent/Good
Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America(R) checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
Credit Needed:
Excellent/Good