Garfield Visa with Rewards - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

16.99

16.99%

21.99%

APR:

20.24% Variable

25.24% Variable

APR Floor:

None

Intro Rate:

1.99%

N/A

Intro Period:

6 months

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

27.24% Variable

Default/Penalty Margin:

23.99

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

Penalty APR may be applied to your account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

1% - 2%

Late Fee:

Over-the-limit Fee:

N/A

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 1 point for every $1 in net merchandise purchases; Earn 3 points for every $1 in interest you accrue on your monthly balances. Plus, an additional 500 bonus points with your first purchase within 90 days. Unlimited points earning; no cap exists on the points you can earn in a year. Take up to 3 years to earn and redeem before they expire.

Special Notes:

Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. Foreign Transaction Fee: 1.00% of each transaction in US dollars; 2.00% of each transaction in non-US dollars. Must be 18 years of age or older.

Card Issued By:

Commerce Bank

General Correspondence Address:

1000 Walnut, Kansas City, MO, 64106

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Airlines, Balance Transfer, Credit Card Deals, Low Intro Rate, Miles/Points, Reward

States Available In:

ALL