Receive one free round of golf when you use your card to make a purchase within the first 90 days of account opening. Earn Commerce Bank Rewards points every time you make a purchase. Redeem points for merchandise, gift cards, cash back, travel, and more.
Balance Transfer Fee: Either $10 or 5% of the amount of each Balance Transfer, whichever is greater. Cash Advance Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater. Card issuer will not charge you any interest on Purchases if you pay your entire balance by the due date each month. If you are charged interest, the charge will be no less than $2.50. Foreign Transaction Fee: 1% of each transaction in US dollars; 2% of each transaction in non-US dollars. Penalty APR: 27.24%. If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.