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Fulton Bank of New Jersey Visa® Business Bonus Rewards PLUS Card Review

Fulton Bank of New Jersey Visa® Business Bonus Rewards PLUS Card details

Balance Transfer Intro APR:
0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening.
Balance Transfer Intro Period:
6 billing cycles
Purchase Intro:
APR:
0% introductory APR for the first 6 billing cycles
Period:
6 billing cycles
Purchase APR:
12.24% - 23.24% (variable)
Annual Fee:
$50 for the first year and every year after it will be $50 for Account Owners and $0 for Authorized Employees
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.74% - 19.74%
 8.74% - 19.74%
 20.74%
APR:
  12.24% - 23.24% (variable)
 12.24% - 23.24% (variable)
 24.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% introductory APR for the first 6 billing cycles
 0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening.
 N/A
Intro Period:
 6 billing cycles
 6 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 28.99% (variable); If your APRs are increased for any of these reasons, the Penalty APR will apply until you make 6 consecutive minimum payments when due and do not exceed your Credit Limit during that time period.
Default/Penalty Margin:
 25.49
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 This APR may be applied to your account if you:1) Make payments 5 calendar days late twice or 30 calendar days once; or2) Make a payment that is returned; or3) If you exceed your Credit Limit 2 times in 12 consecutive months.

Credit Card Fee Information:


Annual Fee:
 $50 for the first year and every year after it will be $50 for Account Owners and $0 for Authorized Employees
Foreign Transaction Fee:
 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Late Fee:
 $19 on balances up to $100, $29 on balances from $100 up to $250, $39 on balances of $250 or more
Over-the-limit Fee:
 Up to $39
Balance Transfer Fee:
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.  


Notes:

Rebate Description:
 Earn 1 point for every net $1 you spend. Get a 50% bonus on all points earned every month, automatically. No caps or limits on the points you can earn, plus you have five years to redeem points for rewards. $50 cash back with your first purchase. Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325.
Special Notes:
 Applicant must be 18 years of age and have a U.S. address and Social Security Number. Convenience Check Cash Advance Fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater. Cash Advance ATM Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater. Cash Equivalent Advance Fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 Elan Financial Services for Fulton Bank of New Jersey
General Correspondence Address:
 PO Box 6354
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent