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Credit Needed
Limited

Fulton Bank of New Jersey Secured Visa® Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
$35

This card compared to other cash back cards

Card Name
Fulton Bank of New Jersey Secured Visa® Card
Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
20.99% Variable 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

Fulton Bank of New Jersey Secured Visa® Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
Purchase Intro:
APR:
N/A
Purchase APR:
20.99% Variable
Annual Fee:
$35
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 17.74
 17.74
 20.74
APR:
  20.99% Variable
 20.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 None
 None
Intro Period:
 
 
 


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 $35
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($5 min. )  


Notes:

Rebate Description:
 
Special Notes:
 Applicant must be 18 years of age, have a US address, and a Social Security number. A minimum security deposit of $300 is required ($5,000 maximum). You will not be charged interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction fees: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Cash Equivalent Advance fee is either 4% of the amount of each advance or $10 minimum, whichever is greater. Convenience Check Cash Advance fee is either 3% of the amount of each advance or $5 minimum, whichever is greater. Returned Payment fee: Up to $35.
Credit Card More Information:

Card Issued By:
 Elan Financial Services for Fulton Bank
General Correspondence Address:

Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $300 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 

Credit Card Consumer Reviews:

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Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
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Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good