APR for Balance Transfers: 0.00% introductory APR for the first 6 billing cycles. After that, your APR will be 15.24%. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Account Transfer Fee: $10. No Foreign Transaction Fee. No Penalty APR. Loss of Introductory APR: Card issuer may end your introductory APR if you make a late payment. Returned Payment Fee: Up to $20.
Card Issued By:
First Niagara Bank, NA
General Correspondence Address:
1 Hudson Ave, Hudson, NY, 12534
Balance Transfer, Low Intro Rate
States Available In:
CT, MA, NY, PA
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
*The credit card information displayed here has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.
The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.
Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.