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First Niagara Secured MasterCard®


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 10.99
 N/A
 18.74
APR:
  14.24% Variable
 N/A
 21.99% Variable
APR Floor:
 None
 N/A
 None
Intro Rate:
 None
 N/A
 None
Intro Period:
 None
 N/A
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 $50
Foreign Transaction Fee:
 0%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
N/A  


Notes:

Rebate Description:
 N/A
Special Notes:
 Expressly designed for building and rebuilding credit. Secured by a First Niagara deposit account. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Account Transfer Fee: $10. No Foreign Transaction Fee. No Penalty APR. Returned Payment Fee: Up to $20.
Card Issued By:
 First Niagara Bank, NA
General Correspondence Address:
 1 Hudson Ave, Hudson, NY, 12534
Card Type:
 MasterCard
Card Class:
 Other
Card Category:
 
States Available In:
 CT, MA, NY, PA
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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