Earn one reward point for each $1 you spend in net purchases. You can redeem points for a variety of rewards at several levels, including: travel, merchandise, and gift cards. No Point Cap, No Expiration.
Annual Fee: $75, waived for Pinnacle Plus Checking Account customers. APR for Balance Transfers: 0.00% introductory APR for the first 12 months. After that, your APR will be 10.99%. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater. No Foreign Transaction Fee. No Penalty APR. Loss of Introductory APR: Card issuer may end your introductory APR if you make a late payment. Returned Payment Fee: Up to $20.