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First Niagara Pinnacle WORLD MasterCard®

Credit Card Rate Information:

Balance Transfer
Cash Advance

  9.99% Variable
 10.99% Variable
 21.99% Variable
APR Floor:
Intro Rate:
 0% Fixed
Intro Period:
 12 months

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
Credit Card Fee Information:

Annual Fee:
 $0 min. - $75 max.
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
3% ($10 min. )  


Rebate Description:
 Earn one reward point for each $1 you spend in net purchases. You can redeem points for a variety of rewards at several levels, including: travel, merchandise, and gift cards. No Point Cap, No Expiration.
Special Notes:
 Annual Fee: $75, waived for Pinnacle Plus Checking Account customers. APR for Balance Transfers: 0.00% introductory APR for the first 12 months. After that, your APR will be 10.99%. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater. No Foreign Transaction Fee. No Penalty APR. Loss of Introductory APR: Card issuer may end your introductory APR if you make a late payment. Returned Payment Fee: Up to $20.
Card Issued By:
 First Niagara Bank, NA
General Correspondence Address:
 1 Hudson Ave, Hudson, NY, 12534
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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