First Natl Bank of Jeffersonville Visa Platinum Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Margin:

0

APR:

9.99% - 20.99% Fixed

0% Fixed

23.24% Fixed

APR Floor:

None

Intro Rate:

0%

0.00%

0%

Intro Period:

6 months

Finance Calculation Method:

Purchase Grace Period:

Default/Penalty APR:

27.24% Fixed

Default/Penalty Margin:

0

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Delinquency Rate APR will apply to all balances in the event that the acct becomes 30 calendar days past due once or 5 calendar days past due twice in any twelve-month period or may apply if the acct has two Overlimit occurrences during any period of twelve consecutive months.

Credit Card Fee Information:

Annual Fee:

$0 max.

Foreign Transaction Fee:

3%

Late Fee:

Up to $35

Over-the-limit Fee:

0% ($0 min. - $35 max.)

Balance Transfer Fee:

Cash Advance Fee:

$10 min