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First National Bank of Chester County Visa® Platinum Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 17.74
 17.74%
 20.74%
APR:
 20.99% Variable
 20.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0.00%
 N/A
Intro Period:
 12 billing cycles
 12 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance
Purchase Grace Period:
 24 - 30 days
Default/Penalty APR:
 None
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 
Penalty/Default Trigger:
 N/A
Credit Card Fee Information:

Annual Fee:
 $0
Foreign Transaction Fee:
 2% - 3%
Late Fee:
 
Over-the-limit Fee:
 Up to $35 max.
Balance Transfer Fee:
 See Special Notes
Cash Advance Fee:
 See Special Notes


Notes:

Rebate Description:
 N/A
Special Notes:
 Applicant must be at least 18 years of age, have a US address, Social Security number, and a minimum annual household income of $12,000. Payment due date is 24 - 30 days after the close of each billing cycle. Interest will not be charged on purchases if the entire balance is paid by the due date. Fees: Convenience Check Cash Advance either $10 or 4% of the advance amount, whichever is greater; Cash Advance ATM & Cash Advance either $10 or 4%; Cash Equivalent Advance either $20 or 4%. Overdraft Protection $10 (not all products offer overdraft protection). Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in US dollars; or 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. Over the limit fee, late payment and returned payment fee is up to $35. Balance Transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater.
Card Issued By:
 Elan Financial Services for First National Bank of Chester County
General Correspondence Address:
 PO Box 6354, Fargo, ND, 58125
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Balance Transfer, Low Interest, Low Intro Rate
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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