First National Bank of Chester County Visa® Platinum Card
Margin:
17.74
17.74%
20.74%
APR:
20.99% Variable
20.99% Variable
23.99% Variable
APR Floor:
None
None
None
Intro Period:
12 billing cycles
12 billing cycles
N/A
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
24 - 30 days
Default/Penalty APR:
None
Default/Penalty Margin:
N/A
Default/Penalty APR Floor:
None
Maximum Default APR:
Penalty/Default Trigger:
N/A
Annual Fee:
$0
Foreign Transaction Fee:
2% - 3%
Late Fee:
Over-the-limit Fee:
Up to $35 max.
Balance Transfer Fee:
See Special Notes
Cash Advance Fee:
See Special Notes
Special Notes:
Applicant must be at least 18 years of age, have a US address, Social Security number, and a minimum annual household income of $12,000. Payment due date is 24 - 30 days after the close of each billing cycle. Interest will not be charged on purchases if the entire balance is paid by the due date. Fees: Convenience Check Cash Advance either $10 or 4% of the advance amount, whichever is greater; Cash Advance ATM & Cash Advance either $10 or 4%; Cash Equivalent Advance either $20 or 4%. Overdraft Protection $10 (not all products offer overdraft protection). Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in US dollars; or 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency. Over the limit fee, late payment and returned payment fee is up to $35. Balance Transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater.
Card Issued By:
Elan Financial Services for First National Bank of Chester County
General Correspondence Address:
PO Box 6354, Fargo, ND, 58125
Card Category:
Balance Transfer, Low Interest, Low Intro Rate
Maximum Credit Limit:
N/A
First National Bank of Chester County Visa® Platinum Card
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