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About Our Ratings
Credit Needed
Excellent

First Hawaiian Bank United MileagePlus® Credit Card Review

Top Features

Points or Miles
Bonus Miles or Points
Receive 5,000 bonus award miles upon account opening.
Purchase APR
16.24% for Personal Accounts; 11.24% for Private Banking Accounts (Variable)
Annual Fee
$0 or $60 (card issuer reserves the right to waive the fee so long as y ou remain a Private Banking customer)

This card compared to other travel rewards cards

Card Name
First Hawaiian Bank United MileagePlus® Credit Card
Points or Miles
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply
Bonus Miles or Points
Receive 5,000 bonus award miles upon account opening.
40,000 bonus miles when you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Purchase APR
16.24% for Personal Accounts; 11.24% for Private Banking Accounts (Variable)
16.24% or 20.24%* Variable 
N/A 
Annual Fee
$0 or $60 (card issuer reserves the right to waive the fee so long as y ou remain a Private Banking customer)
$89 - Waived first year
Introductory annual fee of $0 for the first year, then $195.
Rates and Fees
CardRatings.com Editorial Staff

First Hawaiian Bank United MileagePlus® Credit Card details

Balance Transfer Intro APR:
2.99% Intro fixed APR for your first eight billing cycles following the opening of your account for balance transfers made within thirty days of account opening
Balance Transfer Intro Period:
APR:
8 billing cycles
Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater
Annual Fee:
$0 or $60 (card issuer reserves the right to waive the fee so long as y ou remain a Private Banking customer)
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 N/A
Margin:
 7.99% or 16.24% (see Notes)
 7.99% or 16.24% (see Notes)
 N/A
APR:
  16.24% for Personal Accounts; 11.24% for Private Banking Accounts
(Variable)
 16.24% for Personal Accounts; 11.24% for Private Banking Accounts
 18.00% (fixed)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 2.99% Intro fixed APR for your first eight billing cycles following the opening of your account for balance transfers made within thirty days of account opening
 N/A
Intro Period:
 None
 8 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 18.00% (fixed): This Penalty APR will apply until you make six consecutive Minimum Payments when due
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Fixed)
Penalty/Default Trigger:
 The Penalty APR may be applied if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 $0 or $60 (card issuer reserves the right to waive the fee so long as y ou remain a Private Banking customer)
Foreign Transaction Fee:
 2.5% of the U.S. dollar amount of any Purchase or Cash Advance made in a foreign currency (Fee waived on Purchases for Private Banking customers)
Late Fee:
 Up to $35
Over-the-limit Fee:
 Up to $15 (only if you opt-in; N/A for World Accounts)
Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater  


Notes:

Rebate Description:
 Earn 1 mile for every dollar of purchases. $100,000 Travel Accident Insurance.
Special Notes:
 Card issuer is currently only accepting online applications from residents of Hawaii, Guam and the CNMI. APR Note: The Annual Percentage Rate may change (based on a change in the Prime Rate) on the first day of each of your billing cycles that begin in March, June, September, and December. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 First Hawaiian Bank
General Correspondence Address:
 999 Bishop Street
Card Type:
 MasterCard
Card Class:
 Classic
Card Category:
 Credit Card Deals, Travel Rewards
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24% or 20.24%, depending on your creditworthiness.
  • Complimentary online FICO(R) Credit Score access for Barclaycard Arrival cardmembers
Credit Needed:
Excellent/Good
Apply online for Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

  • Receive 25,000 Membership Rewards(R) Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply.
Credit Needed:
Excellent