5x Priority Miles per $1 spent on travel for the first $6,000 in a calendar year, and 2x Priority Miles for all other travel purchases after that. 2x Priority Miles per $1 spent on Everyday Spend (gas, grocery, cable TV, phone, and other monthly utilities). 1x Priority Miles per $1 spent on everything else. Redeem Priority Miles for Your Choice of Rewards. Redeem your Priority Miles for travel whenever you want, with no restrictions. Airline, hotel and car rental gift certificates, cash back, gift cards from local and national merchants, golf activities, hotel accommodations, car rentals, and cruise packages are also available.
Card issuer is currently only accepting online applications from residents of Hawaii, Guam and the CNMI. Annual Fee: None for Personal and Priority Banking World Accounts; $0 for Personal and Priority Banking World Elite Accounts for the first year. After that, the
Annual Fee will be $50 for Personal and Priority Banking World Elite Accounts. APR for Purchases: 16.24% for Personal World and World Elite Accounts; 14.24% for Priority Banking World and World Elite Accounts. APR for Balance Transfers: 4.99% fixed APR for eight billing cycles beginning with the billing cycle on which the balance
transfer appears. After that, the APR will be 16.24% for Personal World and World Elite Accounts or 14.24% for Priority Banking World and World Elite Accounts. These APRs will vary with the market based on the U.S. Prime Rate. Convenience Check Fee and Over-the-Counter Cash Advance Fee: Either $5 or 3% of the amount of each check, whichever is greater. ATM Cash Advance Fee: Either $3 or 3% of the amount of each Cash Advance, whichever is greater. Over-the-Credit Limit Fee: None. Returned payment Fee: Up to $35. Foreign Transaction Fee: 2.5% of the U.S. dollar amount of any Purchase or Cash Advance made in a foreign currency (fee waived for Personal and Priority Banking World Elite Accounts). Penalty APR: 18.00%; This Penalty APR will apply until you make six consecutive minimum payments when due.