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About Our Ratings
Credit Needed
Excellent

First Command Bank Platinum Visa® Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
First Command Bank Platinum Visa® Card
Cashback on Gas
Unlimited 1.5% cash back
1%
Cashback on Groceries
Unlimited 1.5% cash back
1%
Cashback on other
Unlimited 1.5% cash back
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
for 12 months
Purchase APR
8.50% (variable) 
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

First Command Bank Platinum Visa® Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
8.50% (variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 5.00%
 5.00%
 5.00%
APR:
  8.50% (variable)
 8.50% (variable)
 8.50% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including current transactions)
Default/Penalty APR:
 18.00% (fixed)
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied to Cardholder's account when the full balance becomes due and payable and Cardholder has been notified of the APR increase.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 The lesser of $15 or 5% of each Minimum Payment which is not made within 30 days after the applicable Payment Due Date
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Free ScoreCard rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars and merchandise.
Special Notes:
 Returned Payment Fee: $20.
Credit Card More Information:

Card Issued By:
 First Command Bank
General Correspondence Address:
 PO Box 901041
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $5000 min.
Maximum Credit Limit:
 
Credit Limit Notes:
 

What First Command Bank says about this card

  • Same low, variable APR of prime rate +3% for purchases, cash advances and balance transfers
  • Minimum credit limit of $5,000
  • No annual fee, over-limit fee, balance transfer fee or online account access fee
  • Free ScoreCard™ rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars, gift certificates and merchandise
*This information about First Command Bank Platinum Visa® Card has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    lewis mettlen ( Mar 20, 2015 at 9:59 am)

    I have looked and compared first command visa to other cards it fits my business needs


  2. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:37 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


  3. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:36 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


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Apply online for Chase Freedom Unlimited ℠

Chase Freedom Unlimited ℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
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  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
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  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good