dcsimg

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Excellent

First Command Bank Platinum Visa® Card Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
N/A
2% at U.S. gas stations
1-5%
Cashback on Groceries
N/A
3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
1-5%
Cashback on other
N/A
Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. 1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% on Purchases
Period:
for the first 12 months
APR:
0%
Period:
14 months
Purchase APR
8.75% (Variable) 
13.74%-23.74% Variable 
11.49% - 23.49% Variable 
Rates and Fees
CardRatings.com Editorial Staff

First Command Bank Platinum Visa® Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
8.75% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 N/A
 Prime
Margin:
 5.00%
 N/A
 5.00%
APR:
  8.75% (Variable)
 N/A
 8.75% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 N/A
 N/A
 N/A


Finance Calculation Method:
 Average Daily Balance (including current transactions)
Default/Penalty APR:
 18.00% (Fixed)
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 (Fixed)
Penalty/Default Trigger:
 The Penalty APR may be applied to Cardholder's account when the full balance becomes due and payable and Cardholder has been notified of the APR increase.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 Unknown
Late Fee:
 The lesser of $15 or 5% of each Minimum Payment which is not made within 30 days after the applicable Payment Due Date
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Free ScoreCard rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars and merchandise.
Special Notes:
 Returned Payment Fee: $20
Credit Card More Information:

Card Issued By:
 First Command Bank
General Correspondence Address:
PO Box 901041
Fort Worth, TX 76101-2041
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $5000 min.
Maximum Credit Limit:
 
Credit Limit Notes:
 

What First Command Bank says about this card

  • Same low, variable APR of prime rate +3% for purchases, cash advances and balance transfers
  • Minimum credit limit of $5,000
  • No annual fee, over-limit fee, balance transfer fee or online account access fee
  • Free ScoreCard™ rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars, gift certificates and merchandise
*This information about First Command Bank Platinum Visa® Card has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    lewis mettlen ( Mar 20, 2015 at 9:59 am)

    I have looked and compared first command visa to other cards it fits my business needs


  2. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:37 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


  3. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:36 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Limited Time Offer: Apply by 5/3/17 - Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Excellent, Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good