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About Our Ratings
Credit Needed
Excellent

First Command Bank Platinum Visa® Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Purchase APR
8.50% (variable) 

This card compared to other cash back cards

Card Name
First Command Bank Platinum Visa® Card
Cashback on Gas
1% When You Buy, 1% As You Pay
Up to 3%
Cashback on Groceries
1% When You Buy, 1% As You Pay
Up to 2% at grocery stores
Cashback on other
1% When You Buy, 1% As You Pay
1%
Purchase APR
8.50% (variable) 
13.24% - 23.24%* (Variable) 
13.24% - 23.24% Variable APR on purchases and balance transfers 
Rates and Fees
CardRatings.com Editorial Staff

First Command Bank Platinum Visa® Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
N/A
Purchase APR:
8.50% (variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 5.00%
 5.00%
 5.00%
APR:
  8.50% (variable)
 8.50% (variable)
 8.50% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 N/A
 N/A
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance (including current transactions)
Default/Penalty APR:
 18.00% (fixed)
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied to Cardholder's account when the full balance becomes due and payable and Cardholder has been notified of the APR increase.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 The lesser of $15 or 5% of each Minimum Payment which is not made within 30 days after the applicable Payment Due Date
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Free ScoreCard rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars and merchandise.
Special Notes:
 Returned Payment Fee: $20.
Credit Card More Information:

Card Issued By:
 First Command Bank
General Correspondence Address:
 PO Box 901041
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 $5000 min.
Maximum Credit Limit:
 
Credit Limit Notes:
 

What First Command Bank says about this card

  • Same low, variable APR of prime rate +3% for purchases, cash advances and balance transfers
  • Minimum credit limit of $5,000
  • No annual fee, over-limit fee, balance transfer fee or online account access fee
  • Free ScoreCard™ rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars, gift certificates and merchandise
*This information about First Command Bank Platinum Visa® Card has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    lewis mettlen ( Mar 20, 2015 at 9:59 am)

    I have looked and compared first command visa to other cards it fits my business needs


  2. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:37 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


  3. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:36 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


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