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First Command Bank Platinum Visa® Card Review

First Command Bank Platinum Visa® Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
APR:
None
Balance Transfer Fee:
None
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 5
 5
 5
APR:
  8.25% Variable
 8.25% Variable
 8.25% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 The Penalty APR may be applied to Cardholder's account when the full balance becomes due and payable and Cardholder has been notified of the APR increase.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 5%
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Free ScoreCard rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars and merchandise.
Special Notes:
 Grace Period: Due date is at least 25 days after the close of each billing cycle. The card company will not charge interest on Purchases if you pay the entire balance due by the payment due date each month. Cash Advance Fee: Either $2 or 2% of the amount of each Cash Advance, whichever is greater, but not more than $75 per Cash Advance. Late Payment Fee: The lesser of $15, or 5% of each Minimum Payment which is not made within 30 days after the applicable Payment Due Date. Returned Payment Fee: $20. Penalty APR: 18.00% (fixed).
Credit Card More Information:

Card Issued By:
 First Command Bank
General Correspondence Address:
 PO Box 901041
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 Low Interest, Reward
States Available In:
 ALL
Minimum Credit Limit:
 $5000 min.
Maximum Credit Limit:
 
Credit Limit Notes:
 

What First Command Bank says about this card

  • Same low, variable APR of prime rate +3% for purchases, cash advances and balance transfers
  • Minimum credit limit of $5,000
  • No annual fee, over-limit fee, balance transfer fee or online account access fee
  • Free ScoreCard™ rewards program earns points redeemable for air travel, hotels, vacation packages, cruises, rental cars, gift certificates and merchandise
*This information about First Command Bank Platinum Visa® Card has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    lewis mettlen ( Mar 20, 2015 at 9:59 am)

    I have looked and compared first command visa to other cards it fits my business needs


  2. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:37 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


  3. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    jocelyn ( Jan 8, 2015 at 2:36 am)

    Apr prime rate of 3% I can't beat that deal and with a low rate of cash transfer with a minimum balance $5000 I would say two thumbs up.


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BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
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Credit Needed:
Excellent/Good