Free ScoreCard rewards program. Earn points redeemable for air travel, hotels, vacation packages, cruises, rental cars and merchandise.
This card is designed for students, first-time cardholders, and anyone who wants to build a solid credit history through responsible credit use. Grace Period: Due date is at least 25 days after the close of each billing cycle. The card company will not charge interest on Purchases if you pay the entire balance due by the payment due date each month. Cash Advance Fee: Either $2.00 or 2% of the amount of each Cash Advance, whichever is greater, but not more than $75 per Cash Advance. Late Payment Fee: The lesser of $15, or 5% of each Minimum Payment which is not made within 30 days after the applicable Payment Due Date. Returned Payment Fee: $20. Penalty APR: 18.00% (fixed).