Earn 1.5 points for each $1 spent on the first $15,000 in purchases per year, and 2 points per $1 in purchases made thereafter. Every 5,000 points can be converted into a $50 deposit into your eligible Fidelity account. Or, you can choose to redeem your points for travel with no blackout dates, gift certificates, or other items.
Balance Transfer APR: 0% Introductory APR for the first 7 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 13.99%. This APR will vary with the market based on the Prime Rate. Penalty APR: If your APRs are increased, the Penalty APR will apply indefinitely. Direct Deposit and Check Cash Advance Fees: Either $10 or 4% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Foreign Transaction Fee: 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States. This fee will be in addition to any other applicable fee.