Every 5,000 points can be converted into a $50 deposit into your eligible Fidelity account. Or, you can choose to redeem your points for travel with no blackout dates, gift certificates, or other items.
Balance Transfer APR: 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 13.99% (variable). Direct Deposit and Check Cash Advance Fees: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater. Foreign Transaction Fee: 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States. This fee will be in addition to any other applicable fee. Penalty APR: Up to 29.99%; if your APRs are increased, the Penalty APR will apply indefinitely.