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Credit Needed
Excellent

Fidelity® Investment Rewards® Visa Signature® Card Review

Top Features

Points or Miles
Bonus Miles or Points
Purchase APR
13.99% Variable 
Annual Fee
None

This card compared to other travel rewards cards

Card Name
Fidelity® Investment Rewards® Visa Signature® Card
Points or Miles
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply
Bonus Miles or Points
40,000 bonus miles when you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Purchase APR
13.99% Variable 
16.24% or 20.24%* Variable 
N/A 
Annual Fee
None
$89 - Waived first year
Introductory annual fee of $0 for the first year, then $195.
Rates and Fees
CardRatings.com Editorial Staff

Fidelity® Investment Rewards® Visa Signature® Card details

Balance Transfer Intro APR:
0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account
Balance Transfer Intro Period:
APR:
first 12 Statement Closing Dates
Balance Transfer Fee:
Either $10 or 3% of the amount of each transaction, whichever is greater.
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.74
 10.74
 13.74 - 21.74
APR:
  13.99% Variable
 13.99% Variable
 16.99% - 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 N/A
 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account
 N/A
Intro Period:
 None
 first 12 Statement Closing Dates
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 Up to 29.99% (variable), based on your creditworthiness; If your APRs are increased, the Penalty APR will apply indefinitely.
Default/Penalty Margin:
 Up to 26.74
Default/Penalty APR Floor:
 None
Maximum Default APR:
 29.99% Variable
Penalty/Default Trigger:
 This APR may be applied to new transactions on your account if you make a late payment.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States. This fee will be in addition to any other applicable fee
Late Fee:
 Up to $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 3% of the amount of each transaction, whichever is greater.  


Notes:

Rebate Description:
 Every 5,000 points can be converted into a $50 deposit into your eligible Fidelity account. Or, you can choose to redeem your points for travel with no blackout dates, gift certificates, or other items.
Special Notes:
 Card issued by FIA Card Services, Bank of America. Returned Payment Fee: Up to $25.
Credit Card More Information:

Card Issued By:
 Fidelity Investments
General Correspondence Address:
 82 Devonshire Street
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 Travel Rewards
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Barclaycard Arrival Plus™ World Elite MasterCard®

Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24% or 20.24%, depending on your creditworthiness.
  • Complimentary online FICO(R) Credit Score access for Barclaycard Arrival cardmembers
Credit Needed:
Excellent/Good
Apply online for Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

  • Receive 25,000 Membership Rewards(R) Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply.
Credit Needed:
Excellent