Rates and Fees for Fidelity® Investment Rewards® American Express® Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

prime

Margin:

10.74

16.74 - 21.74

APR:

13.99% Variable

19.99% - 24.99% Variable

APR Floor:

N/A

Intro Rate:

N/A

0%

N/A

Intro Period:

N/A

7 billing_cycles

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

Up to 26.74

Default/Penalty APR Floor:

Maximum Default APR:

29.99% Variable

Penalty/Default Trigger:

Late Payment

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

1% (American Express (1) converts charges made in foreign currencies to U.S. dollars using a rate selected on the business day prior to the day on which the charges are processed by American Express and (2) applies a 1% commission to the converted amount.)

Late Fee:

Up to - $35 max.

Over-the-limit Fee:

N/A

Balance Transfer Fee:

4% ($10 min. ) (Either $10 or 4% of the amount of each transaction, whichever is greater.)

Cash Advance Fee:

4% ($10 min. ) (Direct Deposit and Check Cash Advances: Either $10 or 4%; ATM, Over-the-Counter and Cash Equivalent Cash Advances: Either $10 or 5%)

Notes:

Rebate Description:

Earn 2% cash back on purchases each time you use your card when you direct your deposit into your eligible Fidelity account: every $2,500 spent equals a $50 deposit. Deposit 2% of your purchases into the eligible Fidelity account of your choice, including your: Cash Management Account Brokerage account Fidelity-managed 529 account Retirement account Direct all your rewards toward one account, or divide them among up to five accounts. Family members can also link their Fidelity Rewards cards to your eligible Fidelity account.

Special Notes:

Introductory APR for the first 7 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account.

Card Issued By:

Fidelity Investments

General Correspondence Address:

82 Devonshire Street, Boston, MA, 2109

Card Type:

American Express

Card Class:

Platinum

Card Category:

Reward

States Available In:

ALL