EverCard Visa Platinum - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Margin:

0

APR:

9.90% - 12.90% Fixed

0% Fixed

18.90% Fixed

APR Floor:

Intro Rate:

0%

N/A

0%

Intro Period:

Finance Calculation Method:

Purchase Grace Period:

Default/Penalty APR:

16.90% - 20.90% Fixed

Default/Penalty Margin:

0

Default/Penalty APR Floor:

Maximum Default APR:

20.90%

Penalty/Default Trigger:

Failing to make minimum payment when due or exceeding the credit limit. Serious default: failing to make minimum payment within 60 days of the due date, failing to make 2 minimum payments by the due date within 12 consecutive billing cycles, making payment that is not honored, failing to pay other creditors on time, failing to provide complete and accurate financial info. at any time, becoming subject to bankruptcy or insolvency proceedings, failing to comply with any terms of the acct, or if they reasonably believe the likelihood of payment is significantly impaired.

Credit Card Fee Information:

Annual Fee:

$0 max.

Foreign Transaction Fee:

1%

Late Fee:

Over-the-limit Fee:

0% ( $0 max.)

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

For $49/year, enroll in the Visa Extras Rewards program and earn 4 points for each dollar you spend using your EverCard. With the Visa Extras Program: Redeem your points for travel on any U.S.- based airline for flights originating within the U.S. No seat restrictions and No blackout dates. Begin earning free travel with 100,000 points. Scale is equivalent to earning a ticket at 25,000 points in a program that offers 1 point per $1. Redeem points for merchandise and travel certificates. Track and redeem points online.

Special Notes:

Card Issued By:

Everbank

General Correspondence Address:

11 Oual Drive, Islandia, NY, 11749

Card Type:

Card Class:

Card Category:

States Available In:

Minimum Credit Limit:

Maximum Credit Limit:

$0 max.