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About Our Ratings

Evans Bank Secured Visa® Card Review

Evans Bank Secured Visa® Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
17.99% Variable
Annual Fee:
$19
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 14.74
 14.74
 21.99
APR:
  17.99% Variable
 17.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 $19
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
5% ($10 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 Establish or re-build credit history as this card's activity is reported to all 3 major credit bureaus. The Secured Credit Card requires a minimum $300-$5,000 security deposit (depending on the desired credit limit) which is held as collateral for your account. The credit limit is set up equal to that deposit. Balance Transfer Fee: Either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance and Cash Equivalent Fees: Either $15 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fees: 3% of each transaction in U.S. dollars. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for Evans Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Other
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 $300 min.
Maximum Credit Limit:
 $5000 max.
Credit Limit Notes:
 

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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