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About Our Ratings
Credit Needed
Excellent

Evans Bank Maximum Rewards® Visa® Card Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Card Name
Evans Bank Maximum Rewards® Visa® Card
Cashback on Gas
1.5%
1%
Cashback on Groceries
1.5%
1%
Cashback on other
1.5%
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
0% introductory APR for the first 12 billing cycle
Period:
12 billing cycles
APR:
0%
Period:
for 15 Months
APR:
0%
Period:
for 12 months
Purchase APR
15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness (Variable)
14.24%-23.24% (Variable) 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Evans Bank Maximum Rewards® Visa® Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycle
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
0% introductory APR for the first 12 billing cycle
Period:
12 billing cycles
Purchase APR:
15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 12.74%, 15.74%, 17.74% or 19.74%
 12.74%, 15.74%, 17.74% or 19.74%
 21.99%
APR:
  15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness
(Variable)
 15.99%, 18.99%, 20.99% or 22.99%, based on your creditworthiness
 25.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0% introductory APR for the first 12 billing cycle
 0% introductory APR for the first 12 billing cycle
 N/A
Intro Period:
 12 billing cycles
 12 billing cycles
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 None

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3% of each transaction in U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 5% of the amount of each transfer, whichever is greater  


Notes:

Rebate Description:
 Earn 1 point for $1 spent on all purchases. No limit to the number of points you can earn. Points expire on or after the 5th anniversary of when they were awarded. Redeem points for merchandise, gift cards, travel on any major airline, other goods and services or cash back as a credit to the account.
Special Notes:
 APR Note: The Index used to determine your variable APRs is the U.S. Prime Rate shown in the "Money Rates" section of The Wall Street Journal on the last day the rate is published in each calendar month (the determination date). The Index will be effective for the entire billing cycle that ends in the second month after the determination date. Rates reflected are in effect as of 1/20/2016, based on an effective Prime Rate of 3.25%. Returned Payment Fee: Up to $35.
Credit Card More Information:

Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for Evans Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
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Discover it® Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good