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Evans Bank Maximum Rewards® Visa® Card Review

Evans Bank Maximum Rewards® Visa® Card details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
12 billing_cycles
Purchase APR:
15.99% - 22.99% Variable
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 12.74 - 19.74
 12.74 - 19.74
 21.99
APR:
  15.99% - 22.99% Variable
 15.99% - 22.99% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 12 billing_cycles
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
5% ($10 min. )  


Notes:

Rebate Description:
 No limit to the number of points you can earn. Points expire on or after the 5th anniversary of when they were awarded. Redeem points for merchandise, gift cards, travel on any major airline, other goods and services or cash back as a credit to the account.
Special Notes:
 APR for Purchases and Balance Transfers: 0.00% introductory APR for the first 12 billing cycles; after that, your APR will be 15.99%, 18.99%, 20.99%, or 22.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles; after that, either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance and Cash Equivalent Fees: Either $15 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fees: 3% of each transaction in U.S. dollars. Returned Payment Fee: Up to $35. Penalty APR: None.
Credit Card More Information:

Card Issued By:
 First Bankcard, a division of First National Bank of Omaha, for Evans Bank
General Correspondence Address:
 
Card Type:
 Visa
Card Class:
 Platinum
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Credit Needed:
Excellent/Good