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Credit Needed
Excellent

ESL FCU Visa® Gold Credit Card Review

ESL FCU Visa® Gold Credit Card details

Balance Transfer Intro APR:
3.99% (Fixed) Introductory APR for six billing cycles following the account open date
Balance Transfer Intro Period:
APR:
6 billing cycles
Balance Transfer Fee:
None
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.73% - 14.24%
 6.73% - 14.24%
 6.73% - 14.24%
APR:
  10.48% to 17.99% (Variable)
 10.48% to 17.99% (Variable)
 10.48% to 17.99% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 3.99% (Fixed) Introductory APR for six billing cycles following the account open date
 3.99% (Fixed) Introductory APR for six billing cycles following the account open date
 3.99% (Fixed) Introductory APR for six billing cycles following the account open date
Intro Period:
 6 billing cycles
 6 billing cycles
 6 billing cycles


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 18.00% (Fixed): If your APRs are increased for the stated reason, the Penalty APR will be applied until the billing cycle after your past due status is corrected
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 (Fixed)
Penalty/Default Trigger:
 This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of transaction amount
Late Fee:
 Up to $25
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be an ESL FCU member. Returned Payment Fee: Up to $25.
Credit Card More Information:

Card Issued By:
 ESL FCU
General Correspondence Address:
100 Kings Hwy
South Rochester, NY 14617
Card Type:
 Visa
Card Class:
 Gold
Card Category:
 Credit Card Deals
States Available In:
 
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 $25000 max.
Credit Limit Notes:
 

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