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ESL Visa® Secured Credit Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

  14.25% Variable
 14.25% Variable
 14.25% Variable
APR Floor:
Intro Rate:
Intro Period:

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
Special Notes:
 Must be an ESL Federal Credit Union member. ESL Visa Secured Credit Card is a practical option for establishing or restoring credit. Your credit line is based on the amount of money you deposit as collateral in an ESL Secured Credit Card Savings Account. Grace period is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay the entire balance by the due date each month. International Service Assessment Fee: 1% of transaction amount. Penalty APR: 18%; If your APRs are increased for the reason stated, the Penalty APR will be applied until the billing cycle after your past due status is corrected.
Card Issued By:
General Correspondence Address:
 100 Kings Hwy, South Rochester, NY, 14617
Card Type:
Card Class:
Card Category:
 Balance Transfer, Low Intro Rate
States Available In:
Minimum Credit Limit:
 $300 min.
Maximum Credit Limit:
 $1000 max.
Credit Limit Notes:

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