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ESL Visa® Secured Credit Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 prime
 
 
Margin:
 11
 11
 11
APR:
  14.25% Variable
 14.25% Variable
 14.25% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 N/A
Special Notes:
 Must be an ESL Federal Credit Union member. ESL Visa Secured Credit Card is a practical option for establishing or restoring credit. Your credit line is based on the amount of money you deposit as collateral in an ESL Secured Credit Card Savings Account. Grace period is at least 25 days after the close of each billing cycle. The card company will not charge you interest on purchases if you pay the entire balance by the due date each month. International Service Assessment Fee: 1% of transaction amount. Penalty APR: 18%; If your APRs are increased for the reason stated, the Penalty APR will be applied until the billing cycle after your past due status is corrected.
Card Issued By:
 ESL FCU
General Correspondence Address:
 100 Kings Hwy, South Rochester, NY, 14617
Card Type:
 Visa
Card Class:
 Other
Card Category:
 Balance Transfer, Low Intro Rate
States Available In:
 NY
Minimum Credit Limit:
 $300 min.
Maximum Credit Limit:
 $1000 max.
Credit Limit Notes:
 



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