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About Our Ratings

ESL Visa® Business Card Review

ESL Visa® Business Card details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
3.99% Fixed
Period:
6 billing_cycles
Purchase APR:
9.99% Variable
Annual Fee:
$0 - $50
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.74
 10.74
 14.74
APR:
  9.99% Variable
 13.99% Variable
 17.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 3.99% Fixed
 None
 None
Intro Period:
 6 billing_cycles
 None
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.

Credit Card Fee Information:


Annual Fee:
 $0 - $50
Foreign Transaction Fee:
 1%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Optional Rewards Program: $50 Annual Membership Fee with ScoreCard Rewards®. Earn Bonus Points for every qualifying purchase you make and turn them into gift, travel and/or experience awards.
Special Notes:
 Must be an ESL Federal Credit Union member. Annual Fee: $0 if you do not participate in the Rewards program; $50 Annual Fee if you participate in the Rewards Program. APR for Purchases: 3.99% Introductory APR for six billing cycles following the account open date; after that, 9.99%; this APR will vary with the market based on the Prime Rate. Balance Transfer and Cash Advance Fees: None. International Service Assessment Fee: 1% of transaction amount. Late Payment Fee: $39. Returned Payment Fee: $35. Over the Credit-Limit Fee: $39. Penalty APR: 18%; if your APRs are increased for the reason stated, the Penalty APR will be applied until the billing cycle after your twelfth consecutive monthly payments that is paid by the due date.
Credit Card More Information:

Card Issued By:
 ESL FCU
General Correspondence Address:
 100 Kings Hwy
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 NY
Minimum Credit Limit:
 
Maximum Credit Limit:
 $0 max.
Credit Limit Notes:
 

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