ESL Visa® Business Card
Finance Calculation Method:
Average Daily Balance
Default/Penalty APR Floor:
Maximum Default APR:
This APR may be applied to your account if your minimum monthly payment is not made for two (2) consecutive billing cycles.
Foreign Transaction Fee:
Balance Transfer Fee:
Optional Rewards Program: $50.00 Annual Membership Fee with ScoreCard Rewards®. Earn Bonus Points for every qualifying purchase you make and turn them into gift, travel and/or experience awards.
Must be an ESL Federal Credit Union member. There is no Annual Membership Fee if you do not participate in the Rewards program. There is a $50 Annual Membership Fee if you participate in the Rewards Program. APR for Purchases: 3.99% Introductory APR for six billing cycles following the account open date. After that, 9.99% This APR will vary with the market based on the Prime Rate. Transaction Fees: None. Late Payment Fee: $39. Returned Payment Fee: $35. Over the Credit-Limit Fee: $39.00.
General Correspondence Address:
100 Kings Hwy, South Rochester, NY, 14617
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