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About Our Ratings
Credit Needed
Excellent

ESL Visa® Business Card Review

ESL Visa® Business Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
3.99% Introductory APR for six billing cycles following the account open date
Period:
6 billing cycles
Purchase APR:
10.24% (variable)
Annual Fee:
$0 Annual Membership Fee if you do not participate in the Rewards Program; $50 Annual Membership Fee if you participate in the Rewards Program.
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.74%
 10.74%
 14.49%
APR:
  10.24% (variable)
 14.24% (variable)
 17.99% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 3.99% Introductory APR for six billing cycles following the account open date
 N/A
 N/A
Intro Period:
 6 billing cycles
 None
 None


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 18.00% (fixed): If your APRs are increased for the stated reason, the Penalty APR will be applied until the billing cycle after your twelfth consecutive on-time monthly payment
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 None
Maximum Default APR:
 Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.

Credit Card Fee Information:


Annual Fee:
 $0 Annual Membership Fee if you do not participate in the Rewards Program; $50 Annual Membership Fee if you participate in the Rewards Program.
Foreign Transaction Fee:
 1% of transaction amount
Late Fee:
 $39
Over-the-limit Fee:
 $39
Balance Transfer Fee:
None  


Notes:

Rebate Description:
 Optional Rewards Program: $50 annual fee applies; Earn points on qualifying purchases and redeem them for merchandise, airfare, travel, and other rewards with ScoreCard® Rewards
Special Notes:
 Must be an ESL Federal Credit Union member. Returned Payment Fee: $35.
Credit Card More Information:

Card Issued By:
 ESL FCU
General Correspondence Address:
 100 Kings Hwy
Card Type:
 Visa
Card Class:
 Signature
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent