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ESL Visa® Business Card

Credit Card Rate Information:

Balance Transfer
Cash Advance

  9.99% Variable
 13.99% Variable
 17.99% Variable
APR Floor:
Intro Rate:
 3.99% Fixed
Intro Period:
 6 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 18% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.
Credit Card Fee Information:

Annual Fee:
 $0 - $50
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:


Rebate Description:
 Optional Rewards Program: $50 Annual Membership Fee with ScoreCard Rewards®. Earn Bonus Points for every qualifying purchase you make and turn them into gift, travel and/or experience awards.
Special Notes:
 Must be an ESL Federal Credit Union member. There is no Annual Membership Fee if you do not participate in the Rewards program. There is a $50 Annual Membership Fee if you participate in the Rewards Program. APR for Purchases: 3.99% Introductory APR for six billing cycles following the account open date. After that, 9.99% This APR will vary with the market based on the Prime Rate. Balance Transfer and Cash Advance Fees: None. International Service Assessment: 1% of transaction amount. Late Payment Fee: $39. Returned Payment Fee: $35. Over the Credit-Limit Fee: $39. Penalty APR: 18%; If your APRs are increased for the reason stated, the Penalty APR will be applied until the billing cycle after your past due status is corrected.
Card Issued By:
General Correspondence Address:
 100 Kings Hwy, South Rochester, NY, 14617
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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