This APR may be applied to your account if your minimum monthly payment is not made for two consecutive billing cycles.
Credit Card Fee Information:
$0 min. - $50 max.
Foreign Transaction Fee:
Balance Transfer Fee:
Optional Rewards Program: $50 Annual Membership Fee with ScoreCard Rewards®. Earn Bonus Points for every qualifying purchase you make and turn them into gift, travel and/or experience awards.
Must be an ESL Federal Credit Union member. There is no Annual Membership Fee if you do not participate in the Rewards program. There is a $50 Annual Membership Fee if you participate in the Rewards Program. APR for Purchases: 3.99% Introductory APR for six billing cycles following the account open date. After that, 9.99% This APR will vary with the market based on the Prime Rate. Balance Transfer and Cash Advance Fees: None. International Service Assessment: 1% of transaction amount. Late Payment Fee: $39. Returned Payment Fee: $35. Over the Credit-Limit Fee: $39. Penalty APR: 18%; If your APRs are increased for the reason stated, the Penalty APR will be applied until the billing cycle after your past due status is corrected.
Card Issued By:
General Correspondence Address:
100 Kings Hwy, South Rochester, NY, 14617
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
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