Escape by Discover Card

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Apply online for Escape by Discover Card

Escape by Discover Card
This card is best for consumers that like to travel often, want flexible redemption options, and are looking for a low intro rate.

Intro APR
0%

Regular APR
10.99% - 16.99%

Intro APR Period
6 months

Credit Score
Excellent

Card Category
Airlines, Low Interest, Low Intro Rate, Reward

CardRatings

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Credit Type

Required Score

Excellent Credit

750 — 850

Good Credit

690 — 749

Fair Credit

640 — 689

Poor Credit

Poor

It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here

Credit Card Review

by Card Expert Curtis Arnold

With this card the member earns 1,000 miles for each month a purchase is made in the first twenty-five months, for a total of $250 in travel rewards. There are unlimited double miles for every purchase. The cardholder can redeem miles for travel credits, gift cards or cash. This card offers an introductory 0% balance transfer and purchase APR. With excellent credit, defined as never having missed a payment, APR can be below average. Downside: APR can be higher if you have less than excellent credit. There is an annual fee of $60 and a balance transfer fee.

Escape by Discover Card Details

Card Issued By:

Discover

General Correspondence Address:

PO Box 30943 Salt Lake City UT 84130

Card Type:

Discover

Card Class:

Platinum

Card Category:

Airlines, Low Interest, Low Intro Rate, Reward

States Available In:

ALL

Minimum Credit Limit:

Maximum Credit Limit:

Credit Limit Notes:

Credit Card Rate Information

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

7.74 - 13.74

7.74-13.74%

20.74

Standard APR:

10.99% - 16.99%

10.99% - 16.99% Variable. 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012.

23.99% Variable

Standard APR Floor:

None

Introductory Rate:

None

Introductory Period:

6 months

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

Default/Penalty APR:

15.99% - 21.99% Variable.

Default/Penalty Margin:

12.74 - 18.74

Default/Penalty APR Floor:

None

Maximum Default APR:

21.99%

Penalty/Default Trigger:

Each time you fail to make a payment when due, Discover may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history

Credit Card Fee Information

Annual Fee:

$60

Foreign Transaction Fee:

None

Late Fee:

Up to $35 max.

Over-the-limit Fee:

None

Balance Transfer Fee:

3% fee*

Cash Advance Fee:

5% ($10 min. )

Rebates/Notes

Rebate Description:

Unlimited Double Miles on all purchases. Redeem Miles for travel credits, cash or gift cards. Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months.

Special Notes:

Earn $250 in travel rewards - 1,000 bonus miles each month you make a purchase for the first 25 months. Double miles per $1 on all purchases. Enjoy a low intro rate for 6 months.