Disney Rewards Visa Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

12.99

12.99%

15.99%

APR:

16.24% Variable

19.24% Variable

APR Floor:

None

Intro Rate:

0%

None

N/A

Intro Period:

6 billing cycles

None

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

24.24% Variable

Default/Penalty Margin:

20.99

Default/Penalty APR Floor:

None

Maximum Default APR:

Penalty/Default Trigger:

The Penalty APR will apply to your Account if you: fail to make any Minimum Payment by the date and time due (late payment); exceed your credit line (if applicable); make a payment to the card issuer that is returned unpaid; or do any of the above on another account or loan you have with the card issuer or any related companies.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

Up to $29 max.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

10% off selected merchandise purchases of $50 or more at Disney Store locations and DisneyStore.com. Card member Character meet and greet photo opportunity. Special vacation financing on select Disney vacations. 20% off the non discounted price of selected Disney guided tours. 10% off select dining at Disneyland Resorts. You will earn one (1) Disney Dream Reward Dollar for every one hundred (100) dollars in net purchases.

Special Notes:

APR for Purchases: 0% Promo APR for the first six billing cycles following the purchase date for each qualifying Disney vacation package purchase, provided your account is not past due on the purchase date. Overdraft advance is not available in all states. Your due date will be a minimum of 21 days after the close of each billing cycle. The card company will not charge you periodic interest on purchases if you pay your entire balance by the due date each month. The card company will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date. You must be at least 18 years old to qualify (19 in AL and NE). Over the Limit Fee and Returned Payment fee is up to $29. Late payment fee is up to $15 if the balance is $250 or less; up to $25 if the balance is over $250.

Card Issued By:

Chase

General Correspondence Address:

162 5th Avenue, 7th Floor, Columbus, OH, 43240

Card Type:

Visa

Card Class:

Classic/Standard

Card Category:

Balance Transfer, Miles/Points, Reward

States Available In:

ALL