Earn a $200 Disney Gift Card after you spend $500 in the first 3 months from account opening. Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases. Redeem for most everything Disney, including Disney movie tickets, DVDs, toys, costumes and more. Enjoy the flexibility to redeem toward airline travel.
Introductory 0% APR for Purchases requires the following: 0% Promo APR for the first six billing cycles following the purchase date for each qualifying Disney vacation package purchase, provided your account is not past due on the purchase date. Your due date will be a minimum of 21 days after the close of each billing cycle. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. Penalty APR: 24.24%. If your APRs are increased for any of the stated reasons, the Penalty APR will apply indefinitely. Card company will not charge interest on Purchases if you pay your entire balance by the due date.