Rates and Fees for Discover® Student Open Road Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

9.74 - 15.74

21.74

APR:

12.99% - 18.99% Variable

24.99% Variable

APR Floor:

N/A

Intro Rate:

0%

N/A

Intro Period:

9 months

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

17.99% - 23.99% Variable

Default/Penalty Margin:

14.74 - 20.74

Default/Penalty APR Floor:

N/A

Maximum Default APR:

23.99% Variable

Penalty/Default Trigger:

Each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

N/A

Late Fee:

Up to - $35 max.

Over-the-limit Fee:

N/A

Balance Transfer Fee:

3%

Cash Advance Fee:

5% ($10 min. ) (whichever is greater)

Notes:

Rebate Description:

Earn 2% Cashback Bonus® on your first $250 in combined gas and restaurant purchases each billing period. Restrictions and limitations may apply. Up to 1% Cashback Bonus on all other eligible purchases.

Special Notes:

Card Issued By:

Discover

General Correspondence Address:

PO Box 30943, Salt Lake City, UT, 84130

Card Type:

Discover

Card Class:

N/A

Card Category:

No Foreign Transaction Fees, Student

States Available In:

ALL

Minimum Credit Limit:

$500 min.

Maximum Credit Limit:

Credit Limit Notes:

Cards By Category

Credit Rating

Bank/Issuer

Discover® Student Open Road Card