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Apply online for Discover<sup>®</sup> Student Open Road

  • Discover® Student Open Road

  • This card is best for students that spend in gas and restaurant categories each month, do not revolve a balance, and tend to be higher spenders.
  • Apply on line for Discover<sup>®</sup> Student Open Road
 
  • Intro APR
  • 0%
  • Regular APR
  • 13.99 - 20.99%
  • Intro APR Period
  • 9 months
  • Credit Score
  • Credit Score
    Fair
  • Card Category
  • Student
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
Earn double cash back rewards at gas stations or restaurants up to your first $250 each month. Then earn up to 1% cash back bonus on all your other purchases, automatically. Rewards increase for any gift card redemption or instant eCertificates from over 100 brand-name partners. There is no annual fee. Offers introductory purchase APR of 0% then an average to high APR depending on your credit score after that. Downside: 1% unlimited Cashback Bonus is after total annual purchases exceeds $3,000; other purchases that are part of your first $3,000 earn .25%.
 

Discover® Student Open Road Details

Card Issued By:
Discover
General Correspondence Address:
PO Box 30943 Salt Lake City UT 84130
Card Type:
Discover
Card Class:
Other
Card Category:
Student
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
10.74 - 17.74
10.74 - 17.74
20.74
Standard APR:
13.99 - 20.99%
13.99% - 20.99% Variable
23.99% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
None
N/A
Introductory Period:
9 months
 
None
 
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
18.99% - 25.99% Variable.
Default/Penalty Margin:
0
Default/Penalty APR Floor:
None
Maximum Default APR:
25.99%
Penalty/Default Trigger:
Each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.

Credit Card Fee Information

Annual Fee:
None
Foreign Transaction Fee:
2%
Late Fee:
Up to $35 max.. Up to $35
Over-the-limit Fee:
N/A
Balance Transfer Fee:
5%
Cash Advance Fee:
5% ($10 min. ). $10 min
Rebates/Notes
Rebate Description:
Double Cashback Bonus®* at gas stations and restaurants. Restrictions and limitations may apply. Up to 1% Cashback Bonus on all other purchases.
Special Notes:
Double Cashback Bonus(R)at gas stations and restaurant (yes, even on those infamous 1 AM burritos.)
Apply online for Discover<sup>®</sup> Student Open Road
 
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