Apply online for Discover(R) Student Clear Card

Apply on line for Discover(R) Student Clear Card

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Expert's Rating:

5 Star Rating
There is an introductory 0% APR and unlimited cash rewards. This card offers a rewards program that allows cardholders to earn a rebate of 5% on purchases made in categories that change like--gas, restaurants, department stores and more. Limitations apply*. You also earn up to one percent for general purchases (outside the designated categories). Downside: The 5% bonus program has a limit of a specified amount and member must opt in to each program. The APR is average to high for a student card depending on your credit history.
Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 9.74 - 15.74
 9.74 - 15.74
 20.74
APR:
 12.99% - 18.99%*
 12.99% - 18.99% Variable
 23.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 None
 N/A
Intro Period:
 9 months
 
 None


Finance Calculation Method:
 Average Daily Balance
Purchase Grace Period:
 25 days
Default/Penalty APR:
 17.99% - 23.99% Variable
Default/Penalty Margin:
 14.74 - 20.74
Default/Penalty APR Floor:
 None
Maximum Default APR:
 23.99%
Penalty/Default Trigger:
 Failing to make a payment when due, in accordance with applicable law.
Credit Card Fee Information:

Annual Fee:
 N/A
Foreign Transaction Fee:
 N/A
Late Fee:
 
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
 
Cash Advance Fee:
 whichever is greater


Notes:

Rebate Description:
 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus® on all other purchases.
Special Notes:
 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*. 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus on everything else. No annual fee.
Card Issued By:
 Discover
General Correspondence Address:
 PO Box 30943, Salt Lake City, UT, 84130
Card Type:
 Discover
Card Class:
 Classic
Card Category:
 Student
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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