We scour. You save.
Every day, we search the web to find the
very best deals and money-saving tips.
Then we send them right to you.

Thank you!
You are signed up to receive the latest deals, offers and tips!

Apply online for Discover<sup>®</sup> Student Card

  • Discover® Student Card

  • This card is best for students that want to earn cash back without paying an annual fee and do not carry a balance.
  • Apply on line for Discover<sup>®</sup> Student Card
 
  • Intro APR
  • 0%
  • Regular APR
  • 13.99 - 20.99%
  • Intro APR Period
  • 9 months
  • Credit Score
  • Credit Score
    Fair
  • Card Category
  • Best Card Offers, Student
 
Credit Type
  Required Score
Excellent Credit
  750 — 850
Good Credit
  690 — 749
Fair Credit
  640 — 689
Poor Credit
  Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Curtis Arnold

Credit Card Review

 by Card Expert Curtis Arnold
Tailor even the appearance of this card with over 100 card designs. There is an introductory 0% APR and then a variable APR that is average to high for a student card depending on your credit score. There are unlimited cash rewards. This card offers a rewards program that allows cardholders to earn a rebate of 5% on purchases made in categories that change--like gas, department stores, restaurants and more. You also earn up to one percent for general purchases (outside the designated categories). There is an additional 5% to 20% cash back through Discover's online shopping site. Downside: The 5% bonus program has a limit of a specified amount and member must opt in to each program.
 

Discover® Student Card Details

Card Issued By:
Discover
General Correspondence Address:
PO Box 30943 Salt Lake City UT 84130
Card Type:
Discover
Card Class:
Other
Card Category:
Best Card Offers, Student
States Available In:
ALL
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Rate Information

 
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
10.74 - 17.74
N/A
20.74
Standard APR:
13.99 - 20.99%
N/A
23.99% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
0%
None
None
Introductory Period:
9 months
 
N/A
 
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
18.99% - 25.99% Variable.
Default/Penalty Margin:
15.74 - 22.74
Default/Penalty APR Floor:
None
Maximum Default APR:
25.99%
Penalty/Default Trigger:
Each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.

Credit Card Fee Information

Annual Fee:
None
Foreign Transaction Fee:
2%
Late Fee:
Up to $35 max.. Up to $35
Over-the-limit Fee:
Balance Transfer Fee:
Cash Advance Fee:
5% ($10 min. ). $10 min
Rebates/Notes
Rebate Description:
5% Cashback Bonus® in categories that change like, gas, restaurants, department stores and more. Limitations apply*. Up to 1% unlimited Cashback Bonus® on all other purchases.
Special Notes:
Earn up to 5% cashback bonus in rotating categories. Also offers 0% introductory APR* for Purchases for 6 months.
Apply online for Discover<sup>®</sup> Student Card
 
Other Discover Credit Card Offers
 
Recent Articles:
Recent Blog Posts:
 
Feedback