Discover® Student Card

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  • Card issued by : Discover
  • Card Type : Discover
  • Card Class : Classic/Standard
  • Card Category : Student
  • Margin Index : Prime + 11.74%
  • Purchase APR : 14.99% V
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : $0
  • Over-the-Limit Fee : depending on balance
  • Late Payment Fee : $19 - $39 depending on the balance depending on balance
  • Penalty/Default APR : 19.99 - 28.99% V
  • Penalty/Default Trigger : Each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 02.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    6 months
    14.99%
    N/A
    N/A
    N/A
    N/A     		None
    N/A
    None
    N/A
    N/A
    N/A
    N/A    		 23.99% V
    N/A
    None
    N/A
    5%
    $10
    None
  • Rebate Description: 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. Up to 1% unlimited Cashback Bonus® on all other purchases.
  • Special Notes: The best student credit card to have for cash back of up to 5%. Also offers 0% introductory APR* for Purchases for 6 months.
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