Rates and Fees for Discover® Open Road Card

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

7.74 - 17.74

21.74

APR:

10.99% - 20.99% Variable

24.99% Variable

APR Floor:

None

Intro Rate:

0%

None

Intro Period:

14 months

N/A

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

15.99% - 25.99% Variable

Default/Penalty Margin:

12.74 - 22.74

Default/Penalty APR Floor:

None

Maximum Default APR:

25.99% Variable

Penalty/Default Trigger:

Each time you fail to make a payment when due, Discover may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

None

Late Fee:

Up to - $35 max.

Over-the-limit Fee:

None

Balance Transfer Fee:

3%

Cash Advance Fee:

5% ($10 min. )

Notes:

Rebate Description:

2% cash rewards on your first $250 in gas and dining purchases each billing period.

Special Notes:

Card Issued By:

Discover

General Correspondence Address:

PO Box 30943, Salt Lake City, UT, 84130

Card Type:

Discover

Card Class:

N/A

Card Category:

Balance Transfer, Cash Back, Gas, Low Interest, Low Intro Rate, Low Ongoing Rate, No Foreign Transaction Fees, Reward

States Available In:

ALL

Minimum Credit Limit:

$500 min.

Maximum Credit Limit:

Credit Limit Notes:

Cards By Category

Credit Rating

Bank/Issuer

Discover® Open Road Card