Discover® More® Card - Platinum

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  • Who Uses This Card: This card is best for consumers that want to earn cash back with no annual fee and do not carry a balance..
  • Editor Comments: Here is a card with a 5% cash back rewards program for such things as travel, gas, groceries, restaurants and more. Categories change throughout the year and have limits. Once the limit is reached you earn 1%. You can also earn up to 20% through online shopping at ShopDiscover. And if you redeem for gift cards at over 100 brand name partners you earn even more bang for your buck. This card has a 0% introductory APR offer on purchases and balance transfers and has no annual fee. APR ranges from average to high depending on your credit score. Downside: Member has to opt in for each 5% program and there is a balance transfer fee.
  • Card issued by : Discover Card
  • Card Type : Discover
  • Card Class : Platinum
  • Card Category :
  • Margin Index : Prime + 12.74 - 19.74
  • Purchase APR : 15.99 - 22.99% V
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : None
  • Over-the-Limit Fee : depending on balance
  • Late Payment Fee : $19 - $39 depending on balance
  • Penalty/Default APR : 17.99 - 28.99% V
  • Penalty/Default Trigger : Each time you fail to make a payment when due, we may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : 2.00%
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		0%
    12 months
    0%
    N/A
    N/A
    N/A
    N/A     		0%
    12 months
    None
    5%
    N/A
    None
    None    		 23.99% V
    N/A

    N/A
    5%
    $10
    None
  • Rebate Description: 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more. Up to 1% unlimited Cashback Bonus on all other purchases automatically. Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Special Notes:
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