This card is no longer available.

This card is no longer available.

Average Consumer Ratings:


Overall Ratings:

Reward Program:

Card Benefit:

Customer Service:

DiscoverĀ® More Card


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 7.74 - 17.74
 7.74 - 17.74
 21.74
APR:
  10.99% - 20.99% Variable
 10.99% - 20.99% Variable
 24.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0%
 0%
 None
Intro Period:
 14 months
 14 months
 N/A


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 15.99% - 25.99% Variable
Default/Penalty Margin:
 12.74 - 22.74
Default/Penalty APR Floor:
 None
Maximum Default APR:
 25.99% Variable
Penalty/Default Trigger:
 Each time you fail to make a payment when due, Discover may, in accordance with applicable law, (i) terminate the availability of any introductory/promotional APRs on new transactions, and (ii) increase your APRs for new transactions to variable Default Rates which will be determined by adding up to an additional 5 percentage points to the otherwise applicable APR. Your Default Rate is determined based on your creditworthiness and other factors such as your current APRs, and your account history.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 None
Late Fee:
 Up to - $35
Over-the-limit Fee:
 None
Balance Transfer Fee:
3%  


Notes:

Rebate Description:
 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. Signing up each time is free and easy.*
Special Notes:
 
Card Issued By:
 Discover
General Correspondence Address:
 PO Box 30943, Salt Lake City, UT, 84130
Card Type:
 Discover
Card Class:
 N/A
Card Category:
 Balance Transfer, Cash Back, Credit Card Deals, Low Interest, Low Intro Rate, Low Ongoing Rate
States Available In:
 ALL
Minimum Credit Limit:
 $500 min.
Maximum Credit Limit:
 
Credit Limit Notes:
 



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Consumer Reviews


  1. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    Rewards Seeker ( May 15, 2012 at 9:13 am)

    I got this card to take advantage of a 0% intro APR offer. However, I haven't had much use for it other than that since the rewards leave something to be desired. I just don't like the rotating cash-back bonus--especially since there is a cap on it. The best thing about this card is Discover's customer service and the introductory offer if you apply at the right time. I kind of wish I had applied for their Escape card instead. I wouldn't recommend this card to anyone looking to rack up rewards. But, it has no annual fee, a decent APR, good benefits, and great customer service. I have also noticed that Discover is more widely accepted than I thought (more than Amex in my area).



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