Average Consumer Ratings:


Overall Ratings:

Reward Program:

Card Benefit:

Customer Service:


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 Prime
 Prime
 Prime
Margin:
 7.74 - 19.74
 7.74 - 19.74
 21.74
APR:
  10.99% - 22.99%
Variable*
 10.99% - 22.99% Variable*
 24.99% Variable*
APR Floor:
 None
 None
 None
Intro Rate:
 0% Intro APR on purchases
 0%
 None
Intro Period:
 14 months
 14 months
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 
Credit Card Fee Information:

Annual Fee:
 $0
Foreign Transaction Fee:
 None
Late Fee:
 Up to - $35
(None the first time you pay late. After that, up to $35.)
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% (of the amount of each transfer.)  


Notes:

Rebate Description:
 
Special Notes:
 0% intro APR on purchases & balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance. *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Card Issued By:
 Discover
General Correspondence Address:
 PO Box 30943, Salt Lake City, UT, 84130
Card Type:
 Discover
Card Class:
 Other
Card Category:
 Cash Back, Low Interest, Low Intro Rate, Low Ongoing Rate
States Available In:
 ALL
Minimum Credit Limit:
 
Maximum Credit Limit:
 N/A
Credit Limit Notes:
 



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Consumer Reviews


  1. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    Dana ( Mar 4, 2014 at 11:13 am)

    This card is amazing. All the other CC's harass my mailbox daily, but then offer me a credit limit $3000 less than Discover did. How is that even possible? I love the free FICO score checker I can use when I log in too. The other day they emailed me a $5 starbucks card for being a member. It really seems like they're kissing my ass but I don't care I love this card!


  2. Overall Ratings:

    Reward Program:

    Card Benefit:

    Customer Service:

    joe ( Jan 6, 2014 at 9:30 am)

    card has many "NO"s but beware. If you're not planning on carrying a balance, you should find most of those things useless anyways. International fee is ZERO. rewards are at least 1% cashback but gifft card redemptions bumps the reward $$ to a higher percentage (redeem at 10% disc or 6% disc). Rotating categories are also helpful. effectively raising rewards rate on discount stores (walmart, target) to above 1% CON: no solid CB on supermarkets (gocery stores) gas only rotating. discover is not as accepted as Visa and MC, but sams club take them.