Average Consumer Ratings:
7.74 - 19.74
7.74 - 19.74
10.99% - 22.99%
10.99% - 22.99% Variable*
0% Intro APR on purchases
Finance Calculation Method:
Default/Penalty APR Floor:
Foreign Transaction Fee:
Up to - $35
(None the first time you pay late. After that, up to $35.)
0% intro APR on purchases & balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance. Rated 4.8 out of 5 stars by over 4,000 cardmembers.* *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
General Correspondence Address:
PO Box 30943, Salt Lake City, UT, 84130
Balance Transfer, Cash Back, Low Intro Rate, No Foreign Transaction Fees
Maximum Credit Limit:
( Mar 4, 2014 at 11:13 am
This card is amazing. All the other CC's harass my mailbox daily, but then offer me a credit limit $3000 less than Discover did. How is that even possible? I love the free FICO score checker I can use when I log in too. The other day they emailed me a $5 starbucks card for being a member. It really seems like they're kissing my ass but I don't care I love this card!
( Jan 6, 2014 at 9:30 am
card has many "NO"s but beware. If you're not planning on carrying a balance, you should find most of those things useless anyways.
International fee is ZERO. rewards are at least 1% cashback but gifft card redemptions bumps the reward $$ to a higher percentage (redeem at 10% disc or 6% disc). Rotating categories are also helpful. effectively raising rewards rate on discount stores (walmart, target) to above 1%
CON: no solid CB on supermarkets (gocery stores) gas only rotating. discover is not as accepted as Visa and MC, but sams club take them.
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