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Consumers Credit Union Credit Builder Secured Visa Review
This card compared to other cash back cards
Consumers Credit Union Credit Builder Secured Visa
Cashback on Gas
3% at U.S. gas stations
Cashback on Groceries
6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
Cashback on other
1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
0% on Purchases
for the first 12 months
11.49% - 23.49% Variable
CardRatings.com Editorial Staff
Consumers Credit Union Credit Builder Secured Visa details
Balance Transfer Intro APR:
Balance Transfer Intro Period:
Finance Calculation Method:
Average Daily Balance
Default/Penalty APR Floor:
Maximum Default APR:
This APR may be applied to your account if you make a payment that is late 60 days or more.
Foreign Transaction Fee:
Balance Transfer Fee:
Must be a Consumers Credit Union member, eligible to those who live, work, worship, or are enrolled in post high school educational institutions in Allegan, Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, Kent, Ottawa, St. Joseph, or Van Buren counties, Michigan. Consumers' Credit Builder can help you establish or repair credit. Foreign Transaction & Cross–Border Assessment Fee: 2% of each transaction in U.S. dollars regardless of whether the transaction involves a currency conversion, and .008% of the Issuer Settlement Amount and 0.002% of the Issuer Settlement Amount if there is a currency conversion. Penalty APR: 22.99%. If card issuer increases your APRs due to a late payment, they may be kept at this higher level on existing and new balances until you make six consecutive on–time payments.
Card Issued By:
Consumers Credit Union
General Correspondence Address:
PO Box 9119
Waukegan, IL 60079
Maximum Credit Limit:
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