dcsimg
About Our Ratings

Commerce Bank World Elite MasterCard® Review

Commerce Bank World Elite MasterCard® details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
9 billing_cycles
Purchase Intro:
APR:
0% Fixed
Period:
9 billing_cycles
Purchase APR:
12.24% Variable
Annual Fee:
$125
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 8.99
 8.99
 21.99
APR:
  12.24% Variable
 12.24% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 0% Fixed
 0% Fixed
 None
Intro Period:
 9 billing_cycles
 9 billing_cycles
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 27.24% Variable
Default/Penalty Margin:
 23.99
Default/Penalty APR Floor:
 None
Penalty/Default Trigger:
 This APR may be applied to your Account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:


Annual Fee:
 $125
Foreign Transaction Fee:
 None
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
5% ($10 min. )  


Notes:

Rebate Description:
 Receive a 5% annual point dividend when you make $50,000 or more in Net Merchandise Purchases. Your points are worth 20% more when redeemed for travel at the commercebank.com/rewards website. Points can be redeemed for merchandise, gift cards, cash back, travel, and more - all with free shipping. Points expire after 5 years.
Special Notes:
 APR for Purchases and Balance Transfers: 0.00% Introductory APR for 9 monthly billing cycles; after that, your APR will be 12.24% (variable) based on your creditworthiness when you open your account. Balance Transfer Fee: Either $10 or 5% of the amount of each Balance Transfer, whichever is greater. Cash Advance Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater. Grace Period: Card issuer will not charge you any interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: None. Penalty APR: 27.24%; if your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Credit Card More Information:

Card Issued By:
 Commerce Bank
General Correspondence Address:
 1000 Walnut
Card Type:
 MasterCard
Card Class:
 Classic
Card Category:
 
States Available In:
 CO, IL, KS, MO, OH, OK, TN, TX
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









How do your cards stack up?

Compare your card starting here

NEXT »