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About Our Ratings
Credit Needed
Excellent

Commerce Bank Special Connections℠ MasterCard® with Rewards Review

Top Features

Cashback on Gas
1%
Cashback on groceries
1%
Cashback on other
1% - 3%
Annual Fee
None

This card compared to other cash back cards

Card Name
Commerce Bank Special Connections℠ MasterCard® with Rewards
Cashback on Gas
1%
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
1%
5% Earnings for $5k and 2% after
Cashback on other
1% - 3%
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
0.00% Introductory APR for 6 monthly billing cycles after account opening
Period:
6 monthly billing cycles
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
10.49% to 20.49% (variable) based on your creditworthiness when you open your account 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

Commerce Bank Special Connections℠ MasterCard® with Rewards details

Balance Transfer Intro APR:
0.00% Introductory APR for 6 monthly billing cycles after account opening
Balance Transfer Intro Period:
6 monthly billing cycles
Purchase Intro:
APR:
0.00% Introductory APR for 6 monthly billing cycles after account opening
Period:
6 monthly billing cycles
Purchase APR:
10.49% to 20.49% (variable) based on your creditworthiness when you open your account
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.99% to 16.99%
 6.99% to 16.99%
 21.99%
APR:
  10.49% to 20.49% (variable) based on your creditworthiness when you open your account
 10.49% to 20.49% (variable) based on your creditworthiness when you open your account
 25.24% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for 6 monthly billing cycles after account opening
 0.00% Introductory APR for 6 monthly billing cycles after account opening
 N/A
Intro Period:
 6 monthly billing cycles
 6 monthly billing cycles
 None


Finance Calculation Method:
 Daily balance method (including new transactions)
Default/Penalty APR:
 27.49% (variable); If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
 23.99%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 This APR may be applied to your Account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.  


Notes:

Rebate Description:
 Earn 1% Cash Back for every dollar in Net Merchandise Purchases. Earn 2% & 3% Cash Back in select categories. Redeem for 1% Cash Back or choose from gift cards, travel, merchandise and more.
Special Notes:
 Returned Payment Fee: None.
Credit Card More Information:

Card Issued By:
 Commerce Bank
General Correspondence Address:
1000 Walnut
Kansas City, MO 64106
Card Type:
 MasterCard
Card Class:
 Classic
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good