dcsimg

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Excellent

Commerce Bank Special Connections℠ Visa® with Rewards Review

Top Features

Cashback on Gas
1%
Cashback on groceries
1%
Cashback on other
1% - 3%
Annual Fee
None

This card compared to other cash back cards

Card Name
Commerce Bank Special Connections℠ Visa® with Rewards
Cashback on Gas
1%
Unlimited 1.5% cash back
1%
Cashback on Groceries
1%
Unlimited 1.5% cash back
1%
Cashback on other
1% - 3%
Unlimited 1.5% cash back
5% cash back in categories that change each quarter like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
0.00% Introductory APR for 6 monthly billing cycles after account opening
Period:
6 monthly billing cycles
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
0%
Period:
for 12 months
Purchase APR
10.49% to 20.49% (variable) based on your creditworthiness when you open your account 
14.24%-23.24% Variable 
11.24% - 23.24% Variable 
CardRatings.com Editorial Staff

Commerce Bank Special Connections℠ Visa® with Rewards details

Balance Transfer Intro APR:
0.00% Introductory APR for 6 monthly billing cycles after account opening
Balance Transfer Intro Period:
6 monthly billing cycles
Purchase Intro:
APR:
0.00% Introductory APR for 6 monthly billing cycles after account opening
Period:
6 monthly billing cycles
Purchase APR:
10.49% to 20.49% (variable) based on your creditworthiness when you open your account
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 6.99% to 16.99%
 6.99% to 16.99%
 21.99%
APR:
  10.49% to 20.49% (variable) based on your creditworthiness when you open your account
 10.49% to 20.49% (variable) based on your creditworthiness when you open your account
 25.49% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for 6 monthly billing cycles after account opening
 0.00% Introductory APR for 6 monthly billing cycles after account opening
 N/A
Intro Period:
 6 monthly billing cycles
 6 monthly billing cycles
 None


Finance Calculation Method:
 Daily balance method (including new transactions)
Default/Penalty APR:
 27.49%; If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
 23.99%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 Penalty APR may be applied to your account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.  


Notes:

Rebate Description:
 Earn 1% Cash Back for every dollar in Net Merchandise Purchases. Earn 2% & 3% Cash Back in select categories. Redeem for Cash Back or choose from gift cards, travel, merchandise and more.
Special Notes:
 Returned Payment Fee: None
Credit Card More Information:

Card Issued By:
 Commerce Bank
General Correspondence Address:
 1000 Walnut
Card Type:
 Visa
Card Class:
 Classic
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Chase Freedom Unlimited℠

Chase Freedom Unlimited℠

  • NEW! Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO(R) Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good