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About Our Ratings

Commerce Bank Royals™ MasterCard® with Rewards Review

Commerce Bank Royals™ MasterCard® with Rewards details

Balance Transfer Intro APR:
3.99% Fixed
Balance Transfer Intro Period:
APR:
6 billing_cycles
Balance Transfer Fee:
5% ($10 min. )
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 10.99 - 16.99
 10.99 - 16.99
 21.99
APR:
  14.24% - 20.24% Variable
 14.24% - 20.24% Variable
 25.24% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 3.99% Fixed
 3.99% Fixed
 None
Intro Period:
 6 billing_cycles
 6 billing_cycles
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 27.24% Variable
Default/Penalty Margin:
 23.99
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 This APR may be applied to your Account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% - 2%
Late Fee:
 N/A
Over-the-limit Fee:
 N/A
Balance Transfer Fee:
5% ($10 min. )  


Notes:

Rebate Description:
 As a Royals™ MasterCard® card member, you will have access to exclusive Royals Items and invitations to special events at Kauffman Stadium. Shop in-store using your Commerce Bank credit card at a participating retailer or online through the Commerce Bank Rewards site, and you'll earn points. This is in addition to one (1) point for every dollar in Net Merchandise Purchases. Points can be redeemed for merchandise, gift cards, cash back, travel and more.
Special Notes:
 Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. If you are charged interest, the charge will be no less than $2.50. Foreign Transaction Fee: 1% of each transaction in US dollars; 2% of each transaction in non-US dollars. Must be 18 years of age or older. Penalty APR: 27.24%. If your APRs are increased for the stated reason, the Penalty APR will apply until you make 6 consecutive minimum payments when due.
Credit Card More Information:

Card Issued By:
 Commerce Bank
General Correspondence Address:
 1000 Walnut
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Miles/Points
States Available In:
 CO, IL, KS, MO, OK
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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