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Credit Needed
Excellent

Commerce Bank Royals™ MasterCard® with Rewards Review

Commerce Bank Royals™ MasterCard® with Rewards details

Balance Transfer Intro APR:
0.00% Introductory APR for 12 monthly billing cycles after account opening
Balance Transfer Intro Period:
APR:
12 monthly billing cycles
Balance Transfer Fee:
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
Annual Fee:
None
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Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 Prime
 Prime
 Prime
Margin:
 10.99% to 16.99%
 10.99% to 16.99%
 21.99%
APR:
  14.49% to 20.49% (variable) based on your creditworthiness when you open your account
 14.49% to 20.49% (variable) based on your creditworthiness when you open your account
 25.49% (variable)
APR Floor:
 None
 None
 None
Intro Rate:
 0.00% Introductory APR for 12 monthly billing cycles after account opening
 0.00% Introductory APR for 12 monthly billing cycles after account opening
 N/A
Intro Period:
 12 monthly billing cycles
 12 monthly billing cycles
 N/A


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 27.49% (variable); If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
 23.99%
Default/Penalty APR Floor:
 None
Maximum Default APR:
 (Variable)
Penalty/Default Trigger:
 This APR may be applied to your Account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. dollars.
Late Fee:
 Up to $37
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.  


Notes:

Rebate Description:
 Earn 1% Cash Back for every dollar in Net Merchandise Purchases. Earn 3% Cash Back for every dollar in interest you accrue on your monthly balances. Access to exclusive Royals items and invitations to special events at Kauffman Stadium. Points can be redeemed for merchandise, gift cards, travel, cash back and more. A cash back redemption is applied to your account as a statement credit.
Special Notes:
 
Credit Card More Information:

Card Issued By:
 Commerce Bank
General Correspondence Address:
 1000 Walnut
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Miles/Points
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Bank of America® Cash Rewards for Business MasterCard® Credit Card

Bank of America® Cash Rewards for Business MasterCard® Credit Card

  • Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
  • Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account
Credit Needed:
Excellent