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Commerce Bank Royals™ MasterCard® with Rewards

Credit Card Rate Information:

Balance Transfer
Cash Advance

 10.99 - 16.99
 10.99 - 16.99
  14.24% - 20.24% Variable
 14.24% - 20.24% Variable
 25.24% Variable
APR Floor:
Intro Rate:
 3.99% Fixed
 3.99% Fixed
Intro Period:
 6 billing_cycles
 6 billing_cycles

Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 27.24% Variable
Default/Penalty Margin:
Default/Penalty APR Floor:
Penalty/Default Trigger:
 This APR may be applied to your Account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 1% - 2%
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
5% ($10 min. )  


Rebate Description:
 As a Royals™ MasterCard® card member, you will have access to exclusive Royals Items and invitations to special events at Kauffman Stadium. Shop in-store using your Commerce Bank credit card at a participating retailer or online through the Commerce Bank Rewards site, and you'll earn points. This is in addition to one (1) point for every dollar in Net Merchandise Purchases. Points can be redeemed for merchandise, gift cards, cash back, travel and more.
Special Notes:
 Your payment due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay the entire balance by the due date each month. If you are charged interest, the charge will be no less than $2.50. Foreign Transaction Fee: 1% of each transaction in US dollars; 2% of each transaction in non-US dollars. Must be 18 years of age or older. Penalty APR: 27.24%. If your APRs are increased for the stated reason, the Penalty APR will apply until you make 6 consecutive minimum payments when due.
Card Issued By:
 Commerce Bank
General Correspondence Address:
 1000 Walnut, Kansas City, MO, 64106
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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