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Commerce Bank Royals™ MasterCard® with Rewards Review

Commerce Bank Royals™ MasterCard® with Rewards details

Balance Transfer Intro APR:
3.99% Fixed
Balance Transfer Intro Period:
6 monthly billing cycles
Balance Transfer Fee:
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
Annual Fee:
see more  

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 10.99 - 16.99
 10.99 - 16.99
  14.24% - 20.24% (Variable)
 14.24% - 20.24% (Variable)
 25.24% (Variable)
APR Floor:
Intro Rate:
 3.99% Fixed
 3.99% Fixed
Intro Period:
 6 monthly billing cycles
 6 monthly billing cycles

Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 27.24% (variable); If your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
Penalty/Default Trigger:
 This APR may be applied to your Account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
 1% of each transaction in U.S. Dollars. 2% of each transaction made in currencies other than U.S. dollars.
Late Fee:
 Up to $38.
Over-the-limit Fee:
Balance Transfer Fee:
Either $10 or 5% of the amount of each Balance Transfer, whichever is greater.  


Rebate Description:
 Access to exclusive Royals items and invitations to special events at Kauffman Stadium. Points can be redeemed for merchandise, gift cards, travel, cash back and more. A cash back redemption is applied to your account as a statement credit.
Special Notes:
Credit Card More Information:

Card Issued By:
 Commerce Bank
General Correspondence Address:
 1000 Walnut
Card Type:
Card Class:
Card Category:
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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Apply online for BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
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