Penalty APR may be applied to your account if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
Credit Card Fee Information:
Foreign Transaction Fee:
1% - 2%
Balance Transfer Fee:
5% ($10 min. )
Points can be redeemed for merchandise, gift cards, cash back, travel, and more. There is no limit on the number of points you can earn each year. Points expire after 5 years.
APR for Purchases and Balance Transfers: 0.00% Introductory APR for 6 monthly billing cycles; after that, your APR will be 10.24% to 20.24% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. Balance Transfer Fee: Either $10 or 5% of the amount of each Balance Transfer, whichever is greater. Cash Advance Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater. Grace Period: Card issuer will not charge you any interest on Purchases if you pay your entire balance by the due date each month. Foreign Transaction Fee: 1% of each transaction in US dollars; 2% of each transaction in non-US dollars. Penalty APR: 27.24%; if your APRs are increased for the stated reason, the Penalty APR will apply until you make six consecutive minimum payments when due.