Rates and Fees for Coldwater Creek Preferred Visa®

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

15.99

19.99

APR:

19.24% Variable

23.24% Variable

APR Floor:

None

Intro Rate:

None

Intro Period:

None

Finance Calculation Method:

Daily Balance

Purchase Grace Period:

21 days

Default/Penalty APR:

29.99% Variable

Default/Penalty Margin:

26.74

Default/Penalty APR Floor:

Maximum Default APR:

Variable

Penalty/Default Trigger:

The Penalty APR will apply to your Account if you: fail to make any Minimum Payment by the date and time due (late payment); exceed your credit line (if applicable); make a payment to the card issuer that is returned unpaid; or do any of the above on another account or loan you have with the card issuer or any related companies.

Credit Card Fee Information:

Annual Fee:

None

Foreign Transaction Fee:

3%

Late Fee:

N/A

Over-the-limit Fee:

None

Balance Transfer Fee:

3% ($5 min. )

Cash Advance Fee:

3% ($10 min. )

Notes:

Rebate Description:

Save 20% on your first Coldwater Creek purchase after you're approved. Receive a $20 Coldwater Creek coupon for every 2,000 points earned. Earn 5 points for every $1 you spend at Coldwater Creek. Earn 1 point for every $1 you spend anywhere visa credit cards are accepted. Promotions, a birthday surprise, sneak peeks at sales.

Special Notes:

You must be at least 18 years old to qualify (19 in AL and NE). Over the Limit and Returned Payment fees are up to $35. Late payment fee is up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more. Returned payment fee of up to $35. Overdraft Advance APR of 23.24% varying with the market based on the Prime Rate.

Card Issued By:

Chase

General Correspondence Address:

162 5th Avenue, 7th Floor, Columbus, OH, 43240

Card Type:

Visa

Card Class:

Signature

Card Category:

Balance Transfer, Reward

States Available In:

ALL