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About Our Ratings
Credit Needed
Excellent

Coldwater Creek MasterCard® Review

Top Features

Cashback on Gas
Cashback on groceries
Cashback on other
Annual Fee
None

This card compared to other cash back cards

Cashback on Gas
1%
5% Earnings for $5k and 2% after
Cashback on Groceries
1%
5% Earnings for $5k and 2% after
Cashback on other
5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
5% Earnings for $5k and 2% after
Purchase Intro
APR:
None
APR:
0%
Period:
14 months
APR:
0% intro on purchases
Period:
12 months
Purchase APR
16.99% - 24.99% Variable 
11.24% - 23.24% Variable 
13.15% - 23.15% (V) (V)
CardRatings.com Editorial Staff

Coldwater Creek MasterCard® details

Balance Transfer Intro APR:
None
Balance Transfer Intro Period:
None
Purchase Intro:
APR:
None
Purchase APR:
16.99% - 24.99% Variable
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 prime
 
 
Margin:
 13.74 - 21.74
 23.74
 23.74
APR:
  16.99% - 24.99% Variable
 26.99% Variable
 26.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 None
 None
Intro Period:
 None
 None
 None


Finance Calculation Method:
 Daily Balance
Default/Penalty APR:
 None
Default/Penalty Margin:
 None
Default/Penalty APR Floor:
 
Penalty/Default Trigger:
 

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
3% ($10 min. )  


Notes:

Rebate Description:
 $25 off when your card is approved and used for today's purchases. Receive a $20 Coldwater Creek coupon for every 2,000 points earned. 5 points on purchases at Coldwater Creek for every $1 spent. 1 point for every $1 spent anywhere MasterCard┬« credit cards are accepted. Plus, A Birthday Surprise, Bonus Point Promotions and Sneak Peeks at Sales.
Special Notes:
 Use this card wherever MasterCard is accepted worldwide. APR for Purchases: 16.99%, 20.99%, 24.99% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Your due date is at least 26 days after the close of each billing cycle. Card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Balance Transfer Fee: The greater of $10 or 3% of the amount of the balance transfer. Cash Advance Fee: The greater of $10 or 3% of the amount of the cash advance, per cash advance. Convenience Check Fee: The greater of $10 or 3% of the amount of the convenience check, per convenience check. Foreign Transaction Fee: Equal to 3% of each transaction in U.S. dollars.
Credit Card More Information:

Card Issued By:
 Comenity Bank
General Correspondence Address:
PO Box 182273
Columbus, OH 43218
Card Type:
 MasterCard
Card Class:
 Classic/Standard
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • You could turn $200 into $400 with Cashback Match(TM). We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good
Apply online for BuyPower Card from Capital One®

BuyPower Card from Capital One®

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.15% - 23.15% variable APR on purchases will apply
Credit Needed:
Excellent/Good