3% (Foreign Transaction Fee 3% (minimum fee of $2 per transaction))
Up to - $15 (See Special Notes)
Balance Transfer Fee:
Earn 1 point for every $1 spent on net purchases (purchases less returns & credits) to redeem for travel, hotel accomodations, merchandise. Earn unlimited points.
Secured Credit Card Account: Except for New York Residents, this Account must be secured by pledging as collateral a negotiable certificate of deposit account maintained with and acceptable to City National Bank. New York Residents, the Account must be secured by pledging as collateral an interest-bearing deposit account maintained with and acceptable to City National Bank. You must be the sole owner of the deposit account. The collateral taken to secure the Platinum Card must be a time deposit account with a maturity of at least one year with (a) 120% coverage for a Platinum Card with a credit limit of $2,100 or greater, or (b) 125% coverage for a Platinum Card with a credit limit of less than $2,100. You may not withdraw or otherwise use the funds in this deposit account for as long as you have obligations under the terms of the Credit Card Agreement. Late charge of up to $15.00 if the Minimum Monthly Payment is not received within fifteen (15) days after the Payment Due Date. Foreign Transaction Fee 3% (minimum fee of $2 per transaction).
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.
The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.
Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.
Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which CardRatings.com receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. It is this compensation that enables CardRatings.com to provide you services like access to free tools and information for consumers. CardRatings.com does not include all credit card companies or all available credit card offers. Because credit card offers change frequently, please visit the card issuer site for current information.