dcsimg

Our credit cards articles, reviews and ratings maintain strict editorial integrity and are independent of whether a card is an advertiser (they are neither commissioned by nor reviewed, approved or endorsed by issuers); however we may receive compensation through the issuers' affiliate programs when you click on links to products from our partners and get approved. See details on how we make money here.

About Our Ratings
Credit Needed
Excellent

Citizens Bank Clear Value™ MasterCard® Review

Top Features

Cashback on Gas
N/A
Cashback on groceries
N/A
Cashback on other
N/A
Annual Fee
None

This card compared to other cash back cards

Card Name
Citizens Bank Clear Value™ MasterCard®
Cashback on Gas
N/A
2% at U.S. gas stations
1-5%
Cashback on Groceries
N/A
3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
1-5%
Cashback on other
N/A
Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back. 1% other purchases. Terms and limitations apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
Purchase Intro
APR:
N/A
APR:
0% on Purchases
Period:
for the first 12 months
APR:
0%
Period:
14 months
Purchase APR
12.99%, 16.99% or 20.99% (Variable) 
13.74%-23.74% Variable 
11.49% - 23.49% Variable 
Rates and Fees
CardRatings.com Editorial Staff

Citizens Bank Clear Value™ MasterCard® details

Balance Transfer Intro APR:
0.00% introductory APR for the first 18 billing cycles from date of account opening
Balance Transfer Intro Period:
18 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
12.99%, 16.99% or 20.99% (Variable)
Annual Fee:
None
see more  

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 LIBOR
 LIBOR
 LIBOR
Margin:
 11.74%, 15.74% or 19.74% (See Notes)
 12.99%, 15.99% or 18.99% (See Notes)
 21.74%
APR:
  12.99%, 16.99% or 20.99% (Variable)
 12.99%, 16.99% or 20.99% (Variable)
 22.99% (Variable)
APR Floor:
 N/A
 N/A
 N/A
Intro Rate:
 N/A
 0.00% introductory APR for the first 18 billing cycles from date of account opening
 N/A
Intro Period:
 N/A
 18 billing cycles
 N/A


Finance Calculation Method:
 Average Daily Balance (including new purchases)
Default/Penalty APR:
 Up to 29.99% (Fixed); If your APRs are increased due to any default (as described above), the Penalty APR may apply indefinitely
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 N/A
Maximum Default APR:
 29.99% (Fixed)
Penalty/Default Trigger:
 This APR may be applied to your account if you (1) fail to make the minimum payment by the payment due date; (2) exceed your Cash Advance Limit or your Total Credit Limit; or (3) make a payment that is returned or dishonored.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 Either $1.50 or 3% of the U.S. dollar amount of each transaction, whichever is greater.
Late Fee:
 Up to $38
Over-the-limit Fee:
 None
Balance Transfer Fee:
Either $10 or up to 3% of the amount of each transfer, whichever is greater  


Notes:

Rebate Description:
 N/A
Special Notes:
 The APR for Purchases and Balance Transfers may vary monthly and will be reset on the first day of each billing cycle by adding the LIBOR Index to a margin of 11.74, 15.74, or 19.74 percentage points. The APR for Cash Advances is determined monthly by adding the Index to a margin of 21.74 percentage points. Returned Payment Fee: None.
Credit Card More Information:

Card Issued By:
 RBS Citizens, N.A.
General Correspondence Address:
73 Tremont Street
Boston, MA 2110
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 
States Available In:
 
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • Limited Time Offer: Apply by 5/3/17 - Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Excellent, Good
Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO(R) Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO(R) Credit Score terms, Cashback Match(TM) details & other information.
Credit Needed:
Excellent/Good