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Citizens Bank Platinum MasterCard®


Credit Card Rate Information:

 
Purchase
Balance Transfer
Cash Advance

Index:
 libor
 
 
Margin:
 13.74 - 19.74
 13.74 - 19.74
 21.74
APR:
  13.99% - 19.99% Variable
 13.99% - 19.99% Variable
 21.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0% Fixed
 None
Intro Period:
 None
 12 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if you: fail to make the minimum payment by the payment due date; exceed your Cash Advance Limit or your Total Credit Limit; provide false information to Citizens Bank; use the account for an illegal transaction; do not pay debts (including other accounts with Citizens Bank) when due; make a payment that is returned or dishonored, or; fail to keep a promise under the agreement or Citizens Bank believes you will not keep a promise, including making payments.
Credit Card Fee Information:

Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 N/A
Special Notes:
 APR for Balance Transfers: 0.00% introductory APR for the first 12 billing cycles; After that, your APR will be 13.99%, 16.99% or 19.99%, based on your creditworthiness; This APR will vary with the market based on LIBOR. Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater, on transfers made at the time of application. Thereafter, the fee for balance transfers is either $10 or up to 4% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or up to 3% of the amount advanced, whichever is greater. Either $20 or 5% of the transaction for certain Cash Equivalent Transactions, whichever is greater. Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of transactions, whichever is greater. The Index is determined monthly and it is the three month LIBOR (London Interbank Offered Rate) published in the northeastern edition of The Wall Street Journal in its Money Rates table on the first day of the preceding month rounded up to the nearest one-quarter of a percentage point. Penalty APR: Up to 29.99%; If your APRs are increased due to any default (as described above), the Penalty APR will apply indefinitely.
Card Issued By:
 RBS Citizens, N.A.
General Correspondence Address:
 73 Tremont Street, Boston, MA, 2110
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Balance Transfer, Cash Back, Gas, Low Intro Rate, Reward
States Available In:
 CT, DE, GA, IL, MA, NH, NY, OH, PA, RI, VT
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 



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