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Citizens Bank Green$ense® Platinum MasterCard® Review

Citizens Bank Green$ense® Platinum MasterCard® details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
15 billing_cycles
Balance Transfer Fee:
4% ($10 min. )
Annual Fee:
see more details ∨

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 14.74 - 20.74
 14.74 - 20.74
  14.99% - 20.99% Variable
 14.99% - 20.99% Variable
 21.99% Variable
APR Floor:
Intro Rate:
 0% Fixed
Intro Period:
 15 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
 29.99% Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if you fail to make the minimum payment by the payment due date, exceed your cash advance limit or your total credit limit, provide false information to card issuer, use the account for an illegal transaction, do not pay debts (including other accounts with card issuer) when due, make a payment that is returned or dishonored, or fail to keep a promise under the agreement or card issuer believes you will not keep a promise, including making payments.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($10 min. )  


Rebate Description:
 Earn 25¢ per purchase when you make 10 qualifying Green$ense credit card transactions that post to your Citizens Bank checking account each month (up to $20 monthly). You can earn up to $240 annually in cash back.
Special Notes:
 Balance Transfer Fee: $0 Intro fee on transfers made within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater, on transfers made within 4 months of account opening. Thereafter the fee for balance transfers is either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance Fees: Cash Loans, ATM Loans, and Convenience Checks: Either $10 or up to 3% of the amount of each advance, whichever is greater; Cash Equivalent Transactions: Either $20 or 5% of the amount of each advance, whichever is greater. Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of each transaction, whichever is greater. The Index is determined monthly and it is the three month LIBOR. Penalty APR: Up to 29.99%; if your APRs are increased due to any default as described, the Penalty APR will apply indefinitely.
Credit Card More Information:

Card Issued By:
 RBS Citizens, N.A.
General Correspondence Address:
 73 Tremont Street
Card Type:
Card Class:
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate, Reward
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

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About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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