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About Our Ratings

Citizens Bank CashBack Platinum MasterCard® Review

Citizens Bank CashBack Platinum MasterCard® details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
APR:
15 billing_cycles
Balance Transfer Fee:
4% ($10 min. )
Annual Fee:
None
see more details ∨

Credit Card Rate Information:


 
  Purchase
  Balance Transfer
  Cash Advance
Index:
 libor
 
 
Margin:
 14.74 - 20.74
 14.74 - 20.74
 21.74
APR:
  14.99% - 20.99% Variable
 14.99% - 20.99% Variable
 21.99% Variable
APR Floor:
 None
 None
 None
Intro Rate:
 None
 0% Fixed
 None
Intro Period:
 None
 15 billing_cycles
 None


Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Fixed
Default/Penalty Margin:
 N/A
Default/Penalty APR Floor:
 
Maximum Default APR:
 29.99% Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if you fail to make the minimum payment by the payment due date, exceed your cash advance limit or your total credit limit, provide false information to card issuer, use the account for an illegal transaction, do not pay debts (including other accounts with card issuer) when due, make a payment that is returned or dishonored, or fail to keep a promise under the agreement or card issuer believes you will not keep a promise, including making payments.

Credit Card Fee Information:


Annual Fee:
 None
Foreign Transaction Fee:
 3%
Late Fee:
 N/A
Over-the-limit Fee:
 None
Balance Transfer Fee:
4% ($10 min. )  


Notes:

Rebate Description:
 After 90 days, earn 1% cash back on all purchases.
Special Notes:
 Balance Transfer Fee: $0 Intro fee on transfers made within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater, on transfers made within 4 months of account opening. Thereafter the fee for balance transfers is either $10 or 4% of the amount of each transfer, whichever is greater. Cash Advance Fees: Cash Loans, ATM Loans, and Convenience Checks: Either $10 or up to 3% of the amount of each advance, whichever is greater; Cash Equivalent Transactions: Either $20 or 5% of the amount of each advance, whichever is greater. Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of each transaction, whichever is greater. The Index is determined monthly and it is the three month LIBOR. Penalty APR: Up to 29.99%; if your APRs are increased due to any default as described, the Penalty APR will apply indefinitely.
Credit Card More Information:

Card Issued By:
 RBS Citizens, N.A.
General Correspondence Address:
 73 Tremont Street
Card Type:
 MasterCard
Card Class:
 Platinum
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate
States Available In:
 CT, DE, IL, MA, MI, NH, NJ, NY, OH, PA, RI, VT
Minimum Credit Limit:
 
Maximum Credit Limit:
 
Credit Limit Notes:
 

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