14.99%, 17.99%, or 20.99%, based on your creditworthiness (Variable)
14.99%, 17.99%, or 20.99%, based on your creditworthiness
0.00% introductory APR for the first 12 billing cycles from date of account opening
12 billing cycles
Finance Calculation Method:
Average Daily Balance (including new purchases)
Default/Penalty APR Floor:
Credit Card Fee Information:
Foreign Transaction Fee:
Up to $38
Balance Transfer Fee:
Either $10 or up to 4% of the amount of each transfer, whichever is greater
Unlimited 1.5% cash back on every net purchase with no rotating categories or enrollments to keep track of.
The APR for Purchases and Balance Transfers may vary monthly and will be reset on the first day of each billing cycle by adding the LIBOR Index to a margin of 14.49, 17.49, or 20.49 percentage points. Returned Payment Fee: None.
Credit Card More Information:
Card Issued By:
RBS Citizens, N.A.
General Correspondence Address:
73 Tremont Street
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
Credit Card Consumer Reviews:
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Get a $100 statement credit after $500 in purchases within 60 days of account opening - with no annual fee and no limit to the base cash back you can earn
3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
Redeem your cash rewards for cash back, or apply them to a Bank of America(R) savings or checking account