About Our Ratings

Citizens Bank CashBack Platinum MasterCard® Review

Citizens Bank CashBack Platinum MasterCard® details

Balance Transfer Intro APR:
0% Fixed
Balance Transfer Intro Period:
12 billing_cycles
Balance Transfer Fee:
4% ($10 min. )
Annual Fee:
see more details ∨

Credit Card Rate Information:

  Balance Transfer
  Cash Advance
 14.74 - 20.74
 14.74 - 20.74
  14.99% - 20.99% Variable
 14.99% - 20.99% Variable
 21.99% Variable
APR Floor:
Intro Rate:
 0% Fixed
Intro Period:
 12 billing_cycles

Finance Calculation Method:
 Average Daily Balance
Default/Penalty APR:
 Up to 29.99% Fixed
Default/Penalty Margin:
Default/Penalty APR Floor:
Maximum Default APR:
 29.99% Fixed
Penalty/Default Trigger:
 This APR may be applied to your account if you fail to make the minimum payment by the payment due date, exceed your Cash Advance Limit or your Total Credit Limit, provide false information to Citizens Bank, use the account for an illegal transaction, do not pay debts (including other accounts with Citizens Bank) when due, make a payment that is returned or dishonored, or fail to keep a promise under the agreement or Citizens Bank believes you will not keep a promise, including making payments.

Credit Card Fee Information:

Annual Fee:
Foreign Transaction Fee:
Late Fee:
Over-the-limit Fee:
Balance Transfer Fee:
4% ($10 min. )  


Rebate Description:
 After 90 days, earn 1% cash back on all purchases.
Special Notes:
 Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater, made within 4 months of account opening; thereafter, the fee for balance transfers is either $10 or up to 4% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or up to 3% of the amount advanced, whichever is greater. Either $20 or 5% of the transaction for certain Cash Equivalent Transactions, whichever is greater. Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of transactions, whichever is greater. The Index is determined monthly and it is the three month LIBOR (London Interbank Offered Rate) published in the northeastern edition of The Wall Street Journal in its Money Rates table on the first day of the preceding month rounded up to the nearest one-quarter of a percentage point. Penalty APR: Up to 29.99%; If your APRs are increased due to any default as described, the Penalty APR will apply indefinitely.
Credit Card More Information:

Card Issued By:
 RBS Citizens, N.A.
General Correspondence Address:
 73 Tremont Street
Card Type:
Card Class:
Card Category:
 Balance Transfer, Cash Back, Low Intro Rate
States Available In:
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:

Credit Card Consumer Reviews:

  1. No reviews available for this card.   Be the first to review!

Write Consumer Reviews:

E-Mail will not be published

How do your cards stack up?

Compare your card starting here


About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.