This APR may be applied to your account if you fail to make the minimum payment by the payment due date, exceed your Cash Advance Limit or your Total Credit Limit, provide false information to Citizens Bank, use the account for an illegal transaction, do not pay debts (including other accounts with Citizens Bank) when due, make a payment that is returned or dishonored, or fail to keep a promise under the agreement or Citizens Bank believes you will not keep a promise, including making payments.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
4% ($10 min. )
After 90 days, earn 1% cash back on all purchases.
Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater, made within 4 months of account opening; thereafter, the fee for balance transfers is either $10 or up to 4% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or up to 3% of the amount advanced, whichever is greater. Either $20 or 5% of the transaction for certain Cash Equivalent Transactions, whichever is greater. Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of transactions, whichever is greater. The Index is determined monthly and it is the three month LIBOR (London Interbank Offered Rate) published in the northeastern edition of The Wall Street Journal in its Money Rates table on the first day of the preceding month rounded up to the nearest one-quarter of a percentage point. Penalty APR: Up to 29.99%; If your APRs are increased due to any default as described, the Penalty APR will apply indefinitely.
Credit Card More Information:
Card Issued By:
RBS Citizens, N.A.
General Correspondence Address:
73 Tremont Street
Balance Transfer, Cash Back, Low Intro Rate
States Available In:
CT, DE, IL, MA, MI, NH, NJ, NY, OH, PA, RI, VT
Minimum Credit Limit:
Maximum Credit Limit:
Credit Limit Notes:
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