Penalty APR may be applied to your account if you make a late payment or make a payment that is returned.
Credit Card Fee Information:
Foreign Transaction Fee:
Balance Transfer Fee:
3% ($5 min. )
Earn 20,000 bonus ThankYou® Points - enough for $200 in gift cards - after you spend $1,500 in purchases within 3 months of account opening. 2x Points on purchases for dining at restaurants and entertainment. Points do not expire and earn unlimited ThankYou Points. Redeem for gift cards including dining, entertainment and retail, or rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
This offer is only valid for new accounts. You must be at least 18 years of age. APR for Balance Transfers: 0% introductory APR for 12 months from date of first transfer when transfers are completed within 4 months from date of account opening. Grace Period: Citibank will not charge you any interest on Purchases if you pay your entire balance by the due date each month. Citibank will begin charging interest on cash advances and balance transfers on the transaction date. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. Penalty APR: Up to 29.99%, based on your creditworthiness. If your APRs are increased for the stated reasons, the Penalty APR may apply indefinitely.
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